Interest rates, fees and charges.
|$0 — $4,999||0.01% p.a.|
|$5,000 — $49,999||0.05% p.a.|
|$50,000 — $199,999||0.15% p.a.|
|Monthly Account Keeping Fee||Free|
|Osko/PAY ID Fee||Free|
|Branch over the counter cash or cheque deposits||Free|
|Branch over the counter cash withdrawals||Free|
|Personal cheque withdrawals*||Free|
|Transactions performed via Internet, Mobile or Telephone Banking||Free|
|Declined ATM, EFTPOS or Visa debit transactions~ – one free per relationship per month then:||$0.40|
|Visa debit card or rediCARD overseas ATM withdrawals||$4.50|
|Foreign Currency Conversion Fee||3.0% of the value of the transaction|
|TEXT ME! Fee³||$0.26|
^Withdrawals and enquiries at Australian and overseas ATMs may incur an ATM operator fee charged by the ATM operator.
View our Fees and Charges Guide for the full details of other transaction and service fees that may apply.
Interest rates are current as at 24/11/2020.
Interest is calculated daily on the whole balance and paid monthly.
*A fee is applicable for the printing and distribution of cheque books, please refer to the Fees and Charges Guide for more information.
`A declined transaction occurs in the following circumstances:
- Insufficient funds in the account
- Incorrect Personal Identification Number (PIN) entered; or
- number of PIN tries exceeded.
1 Excludes overseas ATM withdrawals and Bank@Post withdrawals and deposits. Withdrawals and enquiries at Australian ATM’s may incur an ATM operator fee charged by the ATM operator.
2 Excluding special offers and negotiated term deposit interest rates.
3 TEXT ME! Fees are not inclusive of 2nd-factor secure SMS authentication messages.
Terms, conditions, fees and charges apply. For full details please review our Financial Services Guide, Product Guide and Fees and Charges Guide available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch.
This information has been provided without taking into account any of your objectives, financial situation or needs. Before acquiring any products you should read the relevant guides to decide if a product is right for you.
All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/ Australian Credit Licence 237 856. © 2020