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For and with you

Straightforward investment loans.

6.24 % p.a. Interest Rate.
6.27 % p.a. Comparison Rate.*

Purple Basic Variable Home Loan <60% LVR.^

Key features.

Investing? Check out our Investment Loans and you can enjoy loan flexibility.

Low interest rate
Low variable interest rate with loan terms up to 30 years and the option to borrow up to 90% of the value of property.²
No ongoing fees
More for you with no monthly or annual fees on the Purple Basic Variable Loan.
Four months pre-approval
We can pre-approve your loan so you can search for your property with confidence.
Young family at home

More benefits.

A Beyond Bank Investment Loan offers everything you need for purchasing an investment property. Enjoy flexibility with the following available options:

  • loan terms up to 30 years. Maximise your loan term and minimise your regular repayments
  • flexible principal and interest repayment options. You choose when, how and how much you pay.
  • make extra repayments to your loan anytime3
  • option to redraw any extra repayments you have made.4

Key steps to buying an investment property​.

We’re guessing you’ve already done a bit of research so you probably know there are several steps to buying an investment property including:​

  1. Understanding how property investing works. For example, negative gearing and how it might affect your tax​.
  2. Setting a budget​
  3. Saving your deposit​
  4. Doing your suburb and property research​
  5. Applying for a loan​
  6. Settlement.

Discover which investment loan best suits your budget.

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Request a free property report.

Thinking about which suburbs might provide the best investment returns, or spotted a great property but not sure what it’s worth? Find out with our free property or suburb report.

Ready to apply?

It’s simple really. Make this home loan yours in as little as 15 minutes with our online application form.

Open now

Not ready to apply?

Chat with one of our experienced Mobile Lenders at a time and place that suits you. 

Talk to a Lending Specialist


Digital and service excellence awards.

As a customer-owned bank, delivering the best possible experience to our customers is one of the core foundations of Beyond Bank, and we have the awards to prove it.

Roy Morgan Customer Satisfaction Awards - Bank of the Year 2022

Canstar's Customer Owned Bank of the Year, Digital Banking 2015 - 2023

Canstar's Customer Owned Bank of the Year, Most Satisfied Customers 2023

Forbes World's Best Banks for 2023

Lenders Mortgage Insurance.

I could dance with you forever

Lenders Mortgage Insurance.

With the support of Lenders Mortgage Insurance (LMI), Beyond Bank may be able to accept a smaller deposit and provide a home loan to you that might not otherwise be available.2

Still have questions about our home loans?

If you would like to know more about the home loan process, have a chat with one of our experienced Lending Specialists today.
Talk to a Lending Specialist
Check out the most frequently asked questions about home loans.
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Our friendly Customer Relationship Centre staff are here to assist you. Monday - Friday 8.00am - 8.00pm, Saturday 9.00am - 3.00pm ACST.
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