Your property investment lending partner.
Many Australians look to property investment as a way to grow wealth for themselves and their family. If it’s something you’re thinking about pursuing, here’s how we can help.
Why choose Beyond Bank?
Popular variable rate loans.
Basic variable
It pays to keep it simple with our Variable Purple Basic Investment Loan. You’ll enjoy a low interest rate, plus some other sweet money-saving features.
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Variable with offset
Customise your home loan package to your investment needs. Go fixed, variable, or a mix of the two with the added option of multiple 100% offset accounts.
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Interest only investment home loan.
With an interest only loan, your repayments cover the interest on the loan without reducing the principal. Option available with our Variable Total Home Loan Package Investment Loan. Speak with a Lending Specialist to learn more.
Compare investment home loan rates.
Tools and calculators for investors.
Steps to investing in property.
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Set your strategy
It's crucial that you undertake your own research to understand the market, your readiness to invest, and which investment strategy is right for you. Speaking with an accountant, accredited financial advisor, or tax specialist could be a good starting point.
Key questions to ask:
- what do I want to achieve by investing in property?
- can I comfortably afford the extra ongoing expenses involved in owning an investment property?
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Apply for an investment loan
There are two ways to start the application process: speak with a Lending Specialist or complete an online application and we'll be in touch. As part of your application, we'll clarify your borrowing capacity and help you compare different loan structures so that you can make a confident decision. -
Manage your property and loan
Easily manage your investment home loan from the palm of your hand with our award-winning App and Internet Banking. When you need to chat to an expert or arrange a rate review, your Lending Specialist is only ever an email or call away.
A direct line to support, whenever you need it.
We keep it simple by giving you one, ongoing point of contact over the life of your loan. Someone who knows your name, preferences, and investment goals.
Our team of Lending Specialists can help you:
- understand your current financial situation (income, assets, and equity) and whether you’re in a good position to invest
- explore different rates and loan structures to find one that meets your investment needs
- guide your through the application process
- manage, review, and optimise your loan after settlement.
Start your investment journey with us today.
Why Beyond Bank?
Get to know us a little better. About us
We're an award-winning lender.
Recognition we've received for doing right by our customers.
Forbes World's Best Banks for 2024
Canstar's Customer Owner Bank of the Year, Digital Banking 2015 - 2024
Canstar's Customer Owner Bank of the Year, Most Satisfied Customers 2023
Help is here.
Please read this important information.
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Interest rates apply to new loan applications received from 15 April 2025 and are subject to change without notice. Borrowers who acquired or applied for these products before this date may have a different interest rate. |
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Comparison rates are based on a $150,000 loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. |
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Lenders' Mortgage Insurance is required when the loan is greater than 80% of the value of the security property. This may vary based on the location of the property. |
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Conditional loan pre-approval is available for a period of 120 days. |
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Lenders' Mortgage Insurance may be payable, and if applicable, added to the cost of the loan. |
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Terms, conditions and eligibility criteria apply, including minimum lending amounts. Full details are available on application. |
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Calculator by Widget Works. |
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All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. |
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All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2025. |