For and with you
Bank & Save

Community Reward Account.

Love your local club or cause? Support them simply by saving.

Rewards for the community.

The Community Reward Account is the account for people who love their community.

You do the saving, and we do the giving. This unique savings account helps grow fundraising dollars to more than 300 groups across Australia. In 2023, Beyond Bank will be giving back over $680,000 to clubs and causes that our customers choose to support.  

Key benefits.

Help out
You save, we give and it costs you nothing.
No account keeping fees
More for you with no monthly account-keeping fees.
Great rates
Earn interest on your savings.
Convenient access
Online, on your phone or in branch.

In 2023, our community giving reached over $680,000.

Help a participating club or cause by opening an account and choosing a community organisation you want to support. Here's how it works:

  1. Use the Community Reward Account like a regular savings account.
  2. Each year, we'll make a donation to the linked organisation* at no cost to you. The more people with an account linked to the charity, and the more people save within those accounts, the bigger the donation.

 Also available to Business Customers.

Make a real difference with your business. By choosing to deposit surplus funds in the Community Reward Account, your business will be supporting a local community organisation.

How to apply.

Personal customers
Opening your account online is quick and easy.
Open an account
Business banking
Talk with one of our Business Bankers to get started.
Enquire now

Interest rates.

Community Reward AccountRate p.a.
$0 - $4,9992.10% p.a.
$5,000 - $199,9992.40% p.a.
$200,000-plus2.65% p.a.

Interest is calculated daily on portions of the balance within each tier and paid monthly. Interest rates are subject to change without notice.

Fees and charges.

Fees that don't apply

Direct Credits


Branch over the counter cash or cheque deposits




Transfers to other accounts and BPAY Payments using Internet and or Mobile Banking or the Account Information Line


Fees that apply


Fee each

Staff assisted transactions (this includes over the counter withdrawals, internal and external transfers and BPAY payments performed in a branch or through the Customer Relationship Centre) – two free per month then:


Any other withdrawal or transfer from the account


View our Fees and Charges Guide for the full details of other transaction and service fees that may apply.

Other ways we can help.

Chat with our local customer service team or find your answer in our Frequently Asked Questions.
Contact us
Find a branch or ATM near you.
Locate us
Our live chat is available Monday to Friday 8.00am - 8.00pm ACDT and Saturday 9.00am - 3.00pm ACDT.
Let's chat