Insurance when you need it most.

*Competition open to Australian residents over the age of 18 who purchase a new Beyond Bank Home and Contents, Landlord or Comprehensive Motor Insurance policy from 01/10/24 to 31/12/24. Contents only policies are not eligible for entry. Prize is drawn on 12/02/24 at Anisimoff Legal, 3 Amy Close, Wyong NSW 2259 Australia. Winner’s name published on the Beyond Bank website at beyondbank.com.au/competition within 7 (seven) days of the draw. Authorised under NSW Authority No. TP/ 01386, ACT Permit No. TP24/ 02185, SA Permit No. T24/ 1668. Promotion terms and conditions available at beyondbank.com.au/competition. Promoter is Beyond Bank Australia.

Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL No 234708. Travel insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), for the insurer Allianz. Terms, conditions, exclusions, limits and applicable sub-limits apply.

We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement available from beyondbank.com.au/about-us/corporate-governance/disclosures. The relevant Target Market Determination is available by calling 13 25 85. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

If you obtain or purchase insurance through our website you also agree to have received our Financial Services Guide (FSG) which is available from our website.

Among the largest insurers based on market capitalisation.

Minimum premiums.
Where discounts are applied, your premium is subject to rounding. If more than one discount applies, they’re applied in a predetermined order, so the later discounts apply to the amount already reduced by the earlier discounts instead of the total amount.  Discounts do not apply to government taxes and charges. Most discounts won’t apply below the minimum amount payable for the policy.

Combined Discount.
A discount of up to 10% is applied to your premium when you combine Buildings and Contents on one Home and Contents Insurance policy, including the optional covers (if selected): Motor Burnout and Accidental Damage cover. The combined discount doesn't apply to any flood component of the premium (where covered) or to the optional Portable contents (if selected) and Domestic workers’ compensation (if available and selected). Minimum premiums may apply.   

72 hour exclusion period.
We may not provide cover for any loss of or damage to your property caused by cyclone, grassfires and bushfires, and certain other insured events during the first 72 hours after you first purchase a policy or increase your cover under an existing policy. Refer to the PDS for a full list of the insured events to which the 72 hour exclusion period applies and the relevant exceptions.