For and with you

Motor Insurance.

Beyond Bank Motor Insurance has a great range of features and benefits designed to suit your needs.

Why choose Beyond Bank Comprehensive Motor Insurance?

Up to 10% discount on your first year’s premium when you quote and buy a new comprehensive motor insurance policy online. ¹ ²
You can make a claim online or call 1300 555 030 for claims service 24 hours, 7 days a week.
You may be able to increase your excess to reduce your premium.¹
Rental car for up to 30 days³ if your car is stolen ($100 per day limit).

Find the cover that’s right for you.

Beyond Bank Motor Insurance has a great range of features and benefits designed to suit your needs.

Comprehensive Motor Insurance.

  • Allianz’s highest level of cover for your vehicle
  • Cover for fire, theft, accidents, malicious damage and legal liability costs
  • Covers your vehicle, plus damage you cause to other people’s vehicles or property

Third Party Property Damage Motor Insurance.

  • Covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident that’s partly or fully your fault
  • Approved legal liability costs
  • Your own vehicle isn’t covered by this type of insurance

Motor Insurance product comparison.

Beyond Bank Motor Insurance has a great range of features and benefits designed to suit customers with different needs. With a 24/7 online claims lodgement service, a monthly payment option4 and a choice between Comprehensive and Third Party Property Damage cover, Beyond Bank Motor Insurance gives you the flexibility so you can choose to manage your car insurance in a way that suits you.

Key benefits Comprehensive InsuranceThird Party Property Damage
Accidental loss of or damage to your vehicle
New for old replacement after a total loss will be for a vehicle of the same make, model, engine size, features and paint type if:
  • you bought your vehicle new, or as a demonstrator model, from the manufacturer or their dealer
  • your vehicle is less than two years old from its first registration at the time it’s declared a total loss
  • where relevant, your financier has given its written consent
  • a new replacement vehicle is available in Australia
Legal liability cover is for loss or damage you cause to other people's cars or property and for supplementary bodily injury arising out of a single accident or a series of related events. - Up to $20 million
Approved legal costs arising from a claim for liability covered by the policy
Emergency repair costs after an accident - Up to $500 for any one covered accident
Rental car after theft of your vehicle - $100 per day limit, up to 30 days3
Towing after a covered incident
Temporary cover on replacement vehicle - Up to 14 days
Trailer and caravan cover - $1,000 or market value, whichever is less
Legal liability cover for a substitute vehicle
Cover for personal items in your vehicle - Up to $1,000 for any one incident
Emergency accommodation and travel expenses after a covered accident, provided that your vehicle was more than 100 km from where it’s normally parked at night. - Up to $1,000 for any one incident
Transportation costs if your vehicle can’t be safely driven home after a covered accident. - Up to $500 for any one incident
Lock re-keying/re-coding if the keys to your vehicle are stolen - Up to $1,000 for any one incident
Child seat or baby capsule replacement after an accident - Up to $500 for any one covered accident
 Optional cover (extra cost)  
Rental car after an accident, where available3 - $100 per day limit, up to 30 days
Basic excess removal for windscreen claims
If the broken windscreen is the only damage to your vehicle, you can get one replacement and two repairs in any period of insurance
Cover for tools of trade - Up to $3,000 for any one incident
Named driver option - Optional excess

This is a summary only. For information on what’s covered and what’s not covered and the standard terms, conditions, limits and exclusions of cover, see the relevant Product Disclosure Statement.

How to claim.

To lodge a car insurance claim:

Online or over the phone, any time.

A convenient way to lodge a car insurance claim is via the online claim form.

All you need to do is complete the online claim form and a friendly claims consultant will contact you as soon as possible.

  • Secure form
  • No phone queues
  • Immediate confirmation number for your reference.

You can also call 1300 555 030 and a consultant will help you commence the claims process.

Female Real Estate agent offer home ownership and life insurance to young couple.

Comprehensive Motor Insurance FAQs.

Please read this important information.


Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708.


We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement available from The relevant Target Market Determination is available by calling 13 25 85. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.


If you obtain or purchase insurance through our website you also agree to have received our Financial Services Guide (FSG) which is available from our website.


Minimum premiums may apply.
Any discounts and entitlements may be subject to rounding and only apply to the extent any minimum premium isn’t reached. If you’re eligible for more than one, Allianz also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts and entitlements. Discounts may not be applied to the premium for optional covers.


The online discount applies when you quote and buy a new Comprehensive Motor Insurance policies only. Any online discounts offered are applied to Allianz’s standard rates, excluding optional covers, and are for the first year’s premium only, unless otherwise stated. Promotional or other discounts may apply from time to time for customers who apply for insurance using other methods.


Allianz will extend your rental car or daily travel allowance period to the extent that Allianz caused or contributed to the delay in repairing your vehicle.


Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.