I could dance with you forever
For and with you

Purple Basic Variable Home Loan.^

6.14 % p.a. Interest Rate.
6.17 % p.a. Comparison Rate.*
Owner-occupier, principal & interest, LVR ≤60%.

For and with home owners.

As a 100% customer-owned bank, you’ll always come first. Upscaling, downsizing or refinancing? Whatever your next move, we can help make home ownership more affordable for people, by working with people.

Competitive interest rate
Borrow up to 90% of the value of the security property with a competitive variable interest rate and loan terms up to 30 years.
Repayment options
Make additional principal and interest repayments without penalty and choose your payment frequency from weekly to monthly.
Redraw options
Extra repayments can either be withdrawn (no minimum) or you can choose to have a repayment holiday.¹
Simple fee structure²
One all-inclusive application fee covering your loan establishment.

The Beyond Bank difference.

What does it mean to be with a bank that's for and with you?

Interest rates.

Purple Basic Variable Home LoanInterest Rate (%p.a.)Comparison Rate (%p.a.)*
Purple Basic Variable Home Loan LVR ≤60% 6.14% p.a. 6.17% p.a.
Purple Basic Variable Home Loan LVR >60% - 80%6.29% p.a.6.32% p.a.
Purple Basic Variable Home Loan LVR >80% - 90%6.49% p.a. 6.52% p.a.

Fees and charges.

Fees that apply

Application fee²


Discharge fee


View our Fees and Charges Guide for the full details. Other up-front fees including government charges may apply based on the loan and application type and can be advised on application.

After more flexibility with your home loan?

If you want to be able to split your loan between variable and fixed, or want an offset, perhaps our Total Home Loan Package is the one for you.

How to apply.

  1. Start application.

    If you’re looking to buy, invest or refinance, start your home loan application online. It takes 15 minutes and you’ll be asked to provide details of your income, assets and expenses.

  2. Speak to a Lending Specialist.

    Once we receive your application, a Lending Specialist will contact you to confirm eligibility, next steps and answer any questions you may have.

  3. Assessment & evaluation.

    To assess your loan, we’ll need to verify your details and obtain supporting documents, such as payslips and bank statements. Your Lending Specialist will support you through the process.

  4. Approval.

    The most exciting stage! If your loan is approved, it’s time to sign your loan documents and finalise the settlement.

Ready to apply?

It’s simple really. Make this home loan yours in as little as 15 minutes with our online application form.

Open now

Not ready to apply?

Chat with one of our experienced Mobile Lenders at a time and place that suits you. 

Talk to a Lending Specialist


Still have questions about our home loans?

If you would like to know more about the home loan process, have a chat with one of our experienced Lending Specialists today.
Talk to a Lending Specialist
Check out the most frequently asked questions about home loans.
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Our friendly Customer Relationship Centre staff are here to assist you. Monday - Friday 8.00am - 8.00pm, Saturday 9.00am - 3.00pm ACST.
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