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For and with you

Business Overdrafts.

A Business Overdraft provides ongoing access to funds, when you need them.

Key benefits.

If you’re seeking a revolving line of credit offering flexibility, value and control, our Business Overdraft could be what you need. Use the overdraft to combine your business loan and working capital requirements.¹

Competitive interest rate.
Limits as small as $10,000.
No monthly fee – even when not drawndown.

Great features.

  • A financial safety net for when you’re a little short of funds
  • No fees for redrawing up to your limit²
  • Fast approval and funding process
  • Visa Debit Card available.
  • Load your Beyond Bank Visa Debit Card to your phone to make fast and easy transactions.
  • Some transactions performed on this account are included within a Business Banking fee allowance
  • BPAY available.
  • Notifications available with Internet Banking or via notifications from Mobile Banking. Service enables information about accounts to be sent via SMS to a specified mobile number. It is event triggered or on demand.
  • Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.
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Interest rates.

Secured OverdraftInterest Rate (%p.a.)
Variable Rate8.84% p.a.
Unsecured OverdraftInterest Rate (%p.a.)
Variable Reference Rate12.99% p.a.

Business Overdraft - Unsecured Line of Credit Loan for Business or Commerical purposes. Conditions apply.

Fees and charges.

Fees that apply

Approval / Variation Fee


View our Fees and Charges Guide for the full details. Other up-front fees including government charges may apply based on the loan and application type and can be advised on application.

How to apply
Talk to one of our Business Banking Specialists today.
Request appointment

Who can apply?

Our Business Overdraft is available to business customers. When you acquire this product you will automatically become a member of Beyond Bank Australia and become a part-owner of the bank.

More banking solutions.