Pretty young mom enjoying meal with her lovely little daughter in the restaurant joyfully.
For and with you
Bank & Save

7-Month Term Deposit Special Offer.

4.90 % p.a. Interest Rate^

Beyond Bank Australia is one of Australia's largest purpose-driven, customer-owned banks. We've been helping our customers to achieve their financial goals for over 60 years.  Secure your money with a bank that's for and with you.

Key benefits.

Secure your rate
Know exactly how much interest you will earn with a fixed interest rate.
Guaranteed
Combined balances up to $250,000 per account holder are securely backed by the Government Guarantee.¹
Term options
Deposits from $2,000 for as little as three months, or up to five years.
Pick your interest
Choose what suits you, with Term Deposits that allow you to receive interest monthly, annually or at maturity.

Find your perfect fit.

Short-Term Deposit
  • Minimum investment $2,000
  • Investments from three months
  • Interest paid at maturity
  • Interest calculated daily on the whole balance and paid into a Beyond Bank Account of your choice
Medium-Term Deposit
  • Minimum investment $2,000
  • Investments from six months
  • Interest paid at maturity
  • Interest calculated daily on the whole balance and paid into a Beyond Bank Account of your choice
Long-Term Deposit
  • Minimum investment $2,000
  • Investments from 12 months
  • Interest paid at maturity
  • Interest calculated daily on the whole balance and paid into a Beyond Bank Account of your choice

Fees and charges.

Fees that apply.

If you choose to redeem your term deposit prior to maturity (in whole or part), an Early Redemption Administration Fee will apply as well as reduced interest. Early Redemption Fee is:

$25

View our Fees and Charges Guide for the full details of other transaction and service fees that may apply. 

How to apply.

Personal customers
If you already have a Transaction Account with Beyond Bank, simply log into the Mobile App or Internet Banking to add a Term Deposit.
Open a Transaction Account
Self-Managed Super Fund (SMSF)
Interested in opening an SMSF Term Deposit?
Learn more

Other great accounts you may like.

Other ways we can help.

Chat with our local customer service team or find your answer in our Frequently Asked Questions.
Contact us
Find a branch or ATM near you.
Locate us
Our live chat is available Monday to Friday 8.00am - 8.00pm ACDT and Saturday 9.00am - 3.00pm ACDT.
Let's chat