For and with you

Purple Basic Variable Investment Home Loan.^

6.24 % p.a. Interest Rate.
6.27 % p.a. Comparison Rate.*

A variable home loan rate for investment home loans less than 60% LVR.

A simple investment home loan with low interest rate, offering great value.

Low interest rate
Low variable interest rate with loan terms up to 30 years.
No minimum redraw.
Withdraw any extra repayments you make or enjoy a repayment holiday.¹
Simple fee structure.
One all-inclusive application fee covering your loan establishment.²
  • Borrow up to 90% of the value of the security property
  • Loan terms up to 30 years. Maximise your loan term and minimise your regular repayments
  • Flexible principal and interest repayment options. Make additional repayments without penalty and choose your payment frequency from weekly to monthly
  • Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services
  • 120 day pre-approval so you can search with confidence
  • Make unlimited additional repayments to your loan.
Mid adult cheerful gay couple talking and having fun while cooking in a kitchen

Who can apply?

This loan is available for customers aged 18 years and over.  Must be an Australian citizen, permanent Australian resident or hold a Visa. If a Visa holder's income is relied upon to determine serviceability, the term of the Visa must exceed the term of the loan. 

Interest rates.

Investment LoanInterest Rate (% p.a.)Comparison Rate (% p.a.)*
Purple Basic Variable Rate Investment Loan LVR <60%6.24% p.a.6.27% p.a.
Purple Basic Variable Rate Investment Loan LVR >60% - 80%6.34% p.a.6.37% p.a.
Purple Basic Variable Rate Investment Loan LVR >80% - <90%6.74% p.a.6.77% p.a.

Fees and charges.

Fees that apply

Application fee2


Discharge fee


View our Fees and Charges Guide for the full details. Other up-front fees including government charges may apply based on the loan and application type and can be advised on application.

After more flexibility with your home loan?

If you want to be able to split your loan between variable and fixed, or want an offset, perhaps our Total Home Loan Package is the one for you.

How to apply.

  1. Start application.

    If you’re looking to buy, invest or refinance, start your home loan application online. It takes 15 minutes and you’ll be asked to provide details of your income, assets and expenses.

  2. Speak to a Lending Specialist.

    Once we receive your application, a Lending Specialist will contact you to confirm eligibility, next steps and answer any questions you may have.

  3. Assessment & evaluation.

    To assess your loan, we’ll need to verify your details and obtain supporting documents, such as payslips and bank statements. Your Lending Specialist will support you through the process.

  4. Approval.

    The most exciting stage! If your loan is approved, it’s time to sign your loan documents and finalise the settlement.

Ready to apply?

It’s simple really. Make this home loan yours in as little as 15 minutes with our online application form.

Open now

Not ready to apply?

Chat with one of our experienced Mobile Lenders at a time and place that suits you. 

Talk to a Lending Specialist


Digital and service excellence awards.

As a customer-owned bank, delivering the best possible experience to our customers is one of the core foundations of Beyond Bank, and we have the awards to prove it.

Roy Morgan Customer Satisfaction Awards - Bank of the Year 2022

Canstar's Customer Owned Bank of the Year, Digital Banking 2015 - 2023

Canstar's Customer Owned Bank of the Year, Most Satisfied Customers 2023

Forbes World's Best Banks for 2023

Still have questions about our home loans?

If you would like to know more about the home loan process, have a chat with one of our experienced Lending Specialists today.
Talk to a Lending Specialist
Check out the most frequently asked questions about home loans.
Visit FAQs
Our friendly Customer Relationship Centre staff are here to assist you. Monday - Friday 8.00am - 8.00pm, Saturday 9.00am - 3.00pm ACST.
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