Youth, Student and Kids' Bank Accounts.

Interest rates are current as at 19 May 2026 and are subject to change.

Interest is calculated daily on the whole balance and paid quarterly on the 31st of March, 30th of June, 30th of September and the 31st of December.

For balances up to $200,000 when bonus interest conditions are met. To earn bonus interest, you must deposit a minimum of $50 during the month and make no withdrawals. If the bonus conditions are not met, your rate of interest will be the base variable rate. Click here for more information on the current base variable rate.

Interest is calculated daily on the whole balance and paid monthly on the last day of each month.

Awarded Canstar Customer-Owned Bank of the Year for Digital Banking from 2015-2026. More information can be found at Canstar's 2026 Digital Banking Awards webpage.

Terms, conditions, lending criteria, fees and charges apply. For full details please review our Financial Services Guide, Product Guide, Fees and Charges Guide and Target Market Determinations. These are available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. They will also be provided at the time of acquiring any product.

This information is of a general nature only and does not take into consideration your objectives, financial situation or needs. The information must not be relied upon as financial product advice. Before acquiring any product you should read the relevant guides, Product Disclosure Document, and consider whether a product is suitable for your circumstances to decide if a product is right for you.

All products and services are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2026.