Low Rate Car Loan.

With a low interest rate, minimal fees and flexible repayment options, our Low Rate Car Loan makes it easier to purchase your new car.

6.99 percent per annum
Interest Rate
7.62 percent per annum *
Comparison Rate

A car loan with a low rate.


Know your rate won’t change with a low, fixed interest rate.


Borrowing options.

Borrow up to 150% of the value of your car.#


We can approve your car loan in advance, so you can search for your car with confidence.



Make extra repayments on top of your regular repayments.

Great Features.

  • Already have a car? Borrow money for any other purpose and use your existing car1 as security
  • If you pay out your loan early, we won’t charge fees or penalties
  • Environmentally conscious? So are we. Further rate reductions if you purchase for an approved environmental purpose2
  • Pinnacle +plus and life members – take advantage of discounted interest rates and fees3
  • For new cars, or cars that are less than six years old
  • Repay your car loan in up to seven years
  • Minimum loan amount of $5,000.


  • Establishment fee: $175
  • Security documentation fee: $25
  • Monthly account-keeping fee: $5
  • PPSR: $35
  • No fees or penalties for paying out your loan early.

Calculate your repayments with the loan repayment calculator.^

Other great products you might like.

Car Insurance.

Save up to 10% when you buy online for car or home insurance.
Find Out More.

Instant access with award winning banking.

Manage your car loan anywhere, anytime with our award winning mobile banking app.
Find Out More.

Purple Transactor.

Canstar 5-star rated everyday account for convenient and secure banking.
Find Out More.

Still have questions about our car loans?

Got some feedback or need help with a query?
Contact Us.
Got a question about car loans?
Visit Our FAQs.
Want to figure out your car budget?
Use Our Tools.
Our live chat is available weekdays 9am — 5pm.
Let's Chat.

Interest rates are current as at 29/06/2020 and are subject to change.

Existing car must be six (6) years old or less.

2 Environmental rates discounts are available to customers if greater than 50% of the loan amount is for an approved environmental purpose. Eligibility criteria, terms and conditions apply.

Eligibility criteria and maximum benefit limits apply.

Car up to six (6) years old.

^The loan repayment calculator provides an estimate of the potential loan repayment and for an accurate repayment amount please contact us on 13 25 85 or visit your local branch.

*The comparison rate is based on a secured loan of $30,000 with monthly repayments over a term of 5 years. *WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch.

All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2020.

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