Low Rate Car Loan.

With a low interest rate, minimal fees and flexible repayment options, our Low Rate Car Loan makes it easier to purchase your new car.

7.99 percent per annum
Interest Rate
8.37 percent per annum *
Comparison Rate
Fixed Interest Rate.

A car loan with a low rate.


Know your rate won’t change with a low, fixed interest rate.


Borrowing options.

Borrow up to 150% of the value of your car.


We can approve your car loan in advance, so you can search for your car with confidence.



Make extra repayments on top of your regular repayments.

Fees and Charges

Fees and Charges

Loan Establishment / Variation Fee $195
Security Administration Fee $70

View our Fees and Charges Guide for the full details of other loan fees and service fees that may apply.


Still have questions about our car loans?

Would like to know more about the car loan process or need help with a query?
Contact Us.
Check out the most frequently asked questions about car loans.
Visit Our FAQs.
Our live chat is available weekdays 9am - 5pm ACST and Saturday 9.00am - 3.00pm ACST.
Let's Chat.

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The complete guide to buying your next car.

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Flexi Car Loan.

Make your dreams come true with a car loan that offers maximum flexibility. Our Flexi Car Loan is available for the purchase of new and used cars.
Find Out More.

Low Rate Car Loan Special Offer.

Drive your dream further with our Low Rate Car Loan Special Offer.
Find Out More.

Interest rates are current as at 6 December 2023 and are subject to change.

Existing car must be eight years old or less.

Eligibility criteria and maximum benefit limits apply.

3 Minimum redraw amount is $500. Free redraw is available via Internet and Mobile Banking. Fees apply for staff-assisted redraw. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount.

Please note that transfers made on Internet Banking and Mobile Banking can take up to 24 hours to process. For immediate transfers please call us on 13 25 85 or visit a branch.

*The comparison rate is based on a secured loan of $30,000 with monthly repayments over a term of 5 years. *WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch.

All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2023.

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