USA, Oregon
For and with you

Low Rate Car Loan Special Offer.^

6.49 % p.a. Interest Rate.
6.86 % p.a. Comparison Rate.*

Looking for a car loan that puts you in the driver’s seat?

Save your cash and pay off your loan sooner.

Fixed rate
Competitive, fixed interest rate so you know how much you’re paying regularly.
Borrowing options
Borrow up to 100% of the vehicle purchase price.
Flexible repayments
Pay off your loan sooner with flexible repayment options including extra repayments at no extra cost.
Dog leaning out window of car


  • Available for new or used vehicles manufactured within the current or previous two calendar years
  • Vehicles include cars, caravans, camper trailers and motorbikes 
  • Flexible loan terms up to 7 years
  • Borrow up to 100% of the vehicle purchase price
  • Pay out your loan early with no fees
  • Search for your new car with confidence with loan pre-approval
  • Free online redraw1
  • Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.

Who can apply?

This loan is available for customers aged 18 years and over.  Must be an Australian citizen, permanent Australian resident or hold a Visa. Lending criteria applies.

When you acquire this product you will automatically become a member of Beyond Bank Australia and become part-owner of the bank.

Wondering how much you can borrow?

Finding it tricky to know how much you should borrow? Try out our calculator that allows you to determine exactly how much you can afford to borrow and how much you can afford to repay.

How to apply.

  1. Start application

    Looking to buy a car, motorcycle, caravan or boat? Start your loan application online. It takes 10 minutes. Hint: have details of your income, assets and expenses handy.

  2. Speak to a Lending Specialist.

    Once we receive your application, a Lending Specialist will contact you to confirm eligibility, next steps and answer any questions you may have.

  3. Assessment & evaluation.

    To assess your loan, we’ll need to verify your details and obtain supporting documents. Your Lending Specialist will advise you what is needed and keep you updated through the process.

  4. Approval.

    The most exciting stage! If your loan is approved, it’s time to sign your loan documents and drive away in the car of your dreams.

Interest rates.

FixedInterest Rate (%p.a.)Comparison Rate (%p.a.)*
Low Rate Car Loan Special Offer6.49% p.a.6.86% p.a.


Fees and charges.

Fees that apply

Loan Establishment / Variation Fee


Security Administration Fee


View our Fees and Charges Guide for the full details of other loan fees and service fees that may apply.

Keep browsing.

Still have questions about our car loans?

Would you like to know more about the car loan process or need help with a query?
Contact us
Check out the most frequently asked questions about car loans.
Visit our FAQs
Our live chat is available: Monday - Friday 8am - 8pm ACST Saturday 9am - 3pm ACST.
Live chat to us