A car loan with maximum flexibility.
Benefits.
- If you pay out your loan early, we won’t charge fees or penalties
- Life members can take advantage of discounted interest rates and fees1
- Repay your car loan in up to seven years
- Car loans start from $5,000
- Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.
Interest rates.
| Product | Interest Rate (%p.a.) | Comparison Rate (%p.a.) |
|---|---|---|
| Flexi Car Loan | 12.49% p.a | 12.78% p.a |
Product - Flexi Car Loan
- Interest Rate (%p.a.)
- 12.49% p.a
- Comparison Rate (%p.a.)
Fees and charges.
| Loan Establishment / Variation Fee | $195 |
| Security Administration Fee | $70 |
View our Fees and Charges Guide for the full details of other loan fees and service fees that may apply.
How to apply.
Looking to buy a car, motorcycle, caravan or boat? Start your loan application online. It takes 10 minutes. Hint: have details of your income, assets and expenses handy.
Speak to a Lending Specialist.
Once we receive your application, a Lending Specialist will contact you to confirm eligibility, next steps and answer any questions you may have.
Assessment & evaluation.
To assess your loan, we’ll need to verify your details and obtain supporting documents. Your Lending Specialist will advise you what is needed and keep you updated through the process.
Approval.
The most exciting stage! If your loan is approved, it’s time to sign your loan documents and drive away in the car of your dreams.
Still have questions about our car loans?
Who can apply.
This loan is available for customers aged 18 years and over. Must be an Australian citizen, permanent Australian resident or hold a Visa. If a Visa holder's income is relied upon to determine serviceability, the term of the Visa must exceed the term of the loan. Lending criteria applies.
When you acquire this product you will automatically become a member of Beyond Bank Australia and become a part-owner of the bank.
Popular car loan calculators.
You might also like...
Interest rates are current as at 26 September 2023 and are subject to change.
1 Eligibility criteria and maximum benefit limits apply.
*The comparison rate is based on a secured loan of $30,000 with monthly repayments over a term of 5 years. *WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch.
All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2023.
