Flexi Car Loan

A car loan with maximum flexibility.

Make your dreams come true with a car loan that offers maximum flexibility. Our Flexi Car Loan is available for the purchase of new and used cars.

Choose a competitive variable interest rate, or a fixed interest rate for simpler repayments.

We also offer the added flexibility of a redraw facility for loans with a variable interest rate.

We believe in prosperity for the many, not the few. Beyond Bank is a customer owned bank, which means we don’t serve share market investors. Instead, we offer you lower fees, lower lending rates, higher investment rates, better banking products and support for community projects. Join the bank that gives back.

Interest rate

Comparison rate

Flexi Car Loan - Variable rate


  • Choose from a fixed or variable interest rate
  • Redraw facility1 – withdraw the extra repayments you’ve made
  • Flexible repayment options. You choose when and how you pay. You can also choose to make extra repayments on top of your regular repayments.
  • We can approve your car loan in advance, so you can search for your car with confidence
  • pinnacle +plus and life members – Take advantage of discounted interest rates and fees2
  • Environmental discounts – further rate reductions if you purchase for an approved environmental purpose


  • Repay your car loan in up to seven years
  • Car loans start from $5,000


  • Establishment fee: $175
  • No monthly account-keeping fee
  • No fees or penalties for paying out your loan early


Loan repayment calculator

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*Interest rates are current as of 03/03/2018.

1 Redraws are only available for variable rate loans and are subject to approval. Fees and charges may apply for the redraw facility.

2 Eligibility criteria and maximum benefit limits apply.

The comparison rates are calculated for a secured loan of $30,000 with monthly repayments over a term of five years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Terms, conditions, fees and charges and lending criteria apply to all loans. Full details are available at the time of application or by contacting us. Interest rates are subject to change without notice. All loans are provided by Beyond Bank Australia, a trading name of Community CPS Australia Ltd ABN 15 087 651 143. Interest rates are subject to change without notice. 

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