Insurance policies for when you need them.
Life is full of unexpected twists and turns. And though we do our best to plan for the road ahead, we never know what’s around the corner.
Choose from our range of insurance policies, including travel insurance, car insurance, home and contents insurance, landlord insurance and more. Insurance cover from Beyond Bank Australia so that if the unexpected happens, you and your loved ones have some protection.
Please read this important information.
Beyond Bank Australia Limited ABN 15 087 651 143 AFSL/Australian Credit Licence 237856 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708.
We do not provide any advice based on any consideration of your objectives, financial situation or needs. Before making a decision please consider the Product Disclosure Statement (PDS) for the full policy terms, conditions, exclusions and limitations. The PDS can be reviewed from our website or you can call us on 13 25 85 and request a copy. If you obtain or purchase insurance through our website you also agree to have received our Financial Services Guide (FSG) which is available from our website. The relevant Target Market Determination is available by calling 13 25 85.
When we arrange this insurance, we may receive a commission from the insurer. The commission is calculated as a percentage of the premium you pay, not including any taxes or other government charges. The amount of commission varies depending on the type of insurance and will be in the range of 0% to 20%. Commission is only payable on premium actually paid.
*Competition open to Australian residents over the age of 18 who purchase a new Beyond Bank Home and Contents, Landlord or Comprehensive Motor Insurance policy from 01/06/2022 to 31/07/2022. Prize is drawn on 08/08/2022 at Anisimoff Legal Suite 5, Erina Plaza, Central Coast Highway, Erina NSW 2250. Winner's name will be published on the Beyond Bank website no later than 19/08/2022. Authorised under ACT Permit No. TP22/00807, SA Permit No. T22/625. Promotion terms and conditions available at beyondbank.com.au/competition. Promotor is Beyond Bank Australia.
1 Minimum premiums. If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means any subsequent discount will be applied to the reduced premium amount after applying any prior discounts and the effect of the subsequent discount will be reduced. For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts. Discounts do not apply to taxes or government charges. Discounts do not apply to optional covers for Domestic Workers Compensation / Landlord Workers Compensation, and may not apply to other optional covers (if available and selected). Any discounts/entitlements may be subject to rounding and may only apply to the extent that any minimum premium is not reached.
2 Combined. A discount of up to 10% for combining Buildings and Contents covers on one policy is applied for Building and Contents, Motor Burnout and Accidental damage cover where applicable. The combined policy discount does not apply to the optional Flood or Portable Contents covers. This combined discount does not apply to Landlord Insurance policies.
^ Online discount. A premium discount of up to 10% is applied to your first year’s premium when you buy a new home insurance policy online including the following optional covers (if applicable); Accidental damage, Flood, Motor Burnout and Portable Contents. This discount is not applied on renewal.
3 Terms, conditions, limits and exclusions apply. Sub-limits apply to particular kinds of losses or claims. You do not have cover under certain sections while travelling in Australia. Please refer to the Product Disclosure Statement for full details.