Flexi Personal Loan

Small personal loans. Maximum flexibility.

With the choice of fixed or variable interest rate, the Flexi Personal Loan gives you maximum flexibility.

We also offer the added option of a redraw facility, for loans with a variable interest rate.

The Flexi Personal Loan gives you the power to bring your plans to life!

We believe in prosperity for the many, not the few. Beyond Bank is a customer owned bank, which means we don’t serve share market investors. Instead, we offer you lower fees, lower lending rates, higher investment rates, better banking products and support for community projects. Join the bank that gives back.


Interest rate

Comparison rate

Flexi Personal Loan - Variable Rate


  • Choose from a fixed or variable interest rate
  • Redraw facility1 – withdraw the extra repayments you’ve made
  • Flexible repayment options. You can also make extra repayments on top of your regular repayments.
  • We can preapprove your personal loan, so you can make your purchase with confidence
  • pinnacle +plus and life members – Take advantage of discounted interest rates and fees.2



  • Repay your personal loan in up to seven years
  • Personal loans starting from $5,000.


  • Establishment fee: $175
  • No monthly account-keeping fee
  • No fees or penalties for paying out your personal loan early.

Loan Repayment Calculator

Interest rates are current as at 29/06/2020 and are subject to change.

1 Fees and charges may apply for the redraw facility. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount.

2 Eligibility criteria and maximum benefit limits apply.

The comparison rates are calculated for a secured loan of $30,000 with monthly repayments over a term of five years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Terms, conditions, fees and charges and lending criteria apply to all loans. Full details are available at the time of application or by contacting us. Interest rates are subject to change without notice. All loans are provided by Beyond Bank Australia Ltd. ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856.

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