Loans with flexible features.
Variable interest rate. Don't lock yourself in with a fixed rate. Have the option to choose with this Line of Credit.
No monthly fee. Keep your money for the good stuff, with no monthly fees.
Loans from as little as $2,000. Funds available for any worthwhile purpose.
Benefits.
- Digital wallet: load your Beyond Bank Visa Debit Card to your phone to make fast and easy transactions
- Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services
- BPAY available
- Notifications available with Internet Banking or via notifications from Mobile Banking. Service enables information about accounts to be sent via SMS to a specified mobile number. It is event triggered or on demand.
Interest rates.
| Fixed | Interest Rate (%p.a.) | Comparison Rate (%p.a.) |
|---|---|---|
| Line of Credit | 14.49% p.a | N/A |
Fees and charges.
| Line of Credit Approval / Variation Fee (this fee is waived for Life Members) | $195 |
View our Fees and Charges Guide for the full details of other loan fees and service fees that may apply.
How to apply.
Want a personal loan to help with debt consolidation, renovations or a wedding, start your application online. It takes 10 minutes and you’ll be asked to provide details of your income, assets and expenses.
Speak to a Lending Specialist.
Once we receive your application, a Lending Specialist will contact you to confirm eligibility, next steps and answer any questions you may have.
Assessment & evaluation.
To assess your loan, we’ll need to verify your details and obtain supporting documents. Your Lending Specialist will advise you what is needed and keep you updated through the process.
Approval
The most exciting stage! If your loan is approved, it’s time to sign your loan documents and make your dreams a reality.
Still have questions about our personal loans?
Who can apply.
This loan is available for customers aged 18 years and over. Must be an Australian citizen, permanent Australian resident or hold a Visa. Lending criteria applies.
When you acquire this product you will automatically become a member of Beyond Bank Australia and become part-owner of the bank.
Other great products you might like.
Interest rates are current as at 26 September 2023 and are subject to change.
All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch.
All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2023.
