Line of Credit

Loans with flexible features.

Be prepared for life’s little emergencies with a financial safety net that gives you access to funds when you need it. Start enjoying the benefits today with line of credit loans starting from as little as $2,000.

As a mutual bank, we put our customers first. Our profits go towards our customers and communities – not share market investors. We offer you lower fees, lower lending rates, higher investment rates, better banking products and support for community projects. Join the bank that gives back.




Variable interest rate

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  • Competitive, variable interest rate
  • Loans from as little as $2000
  • A financial safety net for when you’re a little short of funds
  • Easy access to your funds via ATMs, EFTPOS, internet and phone banking, cheque book and branches
  • Make extra repayments on top of your regular repayments
  • Fee discounts available for pinnacle +plus and life members.


  • Monthly repayments
  • Funds available for any worthwhile purpose



  • Establishment fee: $175
  • No monthly service fee

Loan Repayment Calculator

To help you on your way

Continuous Credit Insurance

Want to ensure your line of credit is covered – just in case? Continuous Credit Insurance protects you against repayments should you die, become ill or become involuntarily unemployed.


Looking for some peace of mind? Beyond Bank offers home & contents insurance, car insurance, travel insurance and more.

Find Out More

Interest rates are current as at 24/03/2020.

Before acquiring the product, you should consider if this product is appropriate for you. 

Terms, conditions, lending criteria, fees and charges apply. Full details are available at the time of application or by contacting us. All loans are provided by Beyond Bank Australia Ltd. ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856.

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For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

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