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For and with you

Flexi Personal Loan

12.49 % p.a. Interest Rate.
12.78 % p.a. Comparison Rate.*

Personal loans with maximum flexibility.

Fixed repayments
Choose monthly, fortnightly or weekly repayments or make extra payments on top of your regular payments.¹
Redraw available
Redraw facility to withdraw the extra repayments you've made.²
Small loans
Personal loans starting from $5,000.
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  • We can pre-approve your personal loan, so you can make your purchase with confidence 
  • Personal loans starting from $5,000
  • Repay your personal loan in up to seven years
  • Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.
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Who can apply.

This loan is available for customers aged 18 years and over.  Must be an Australian citizen, permanent Australian resident or hold a Visa. If a Visa holder's income is relied upon to determine serviceability, the term of the Visa must exceed the term of the loan. Lending criteria applies.

When you acquire this product you will automatically become a member of Beyond Bank Australia and become part-owner of the bank.

Wondering how much you can borrow?

Finding it tricky to know how much you should borrow? Try out our calculator that allows you to determine exactly how much you can afford to borrow and how much you can afford to repay.

How to apply.

  1. Start application. Want a personal loan to help with debt consolidation, renovations or a wedding? Start your application online. It takes 10 minutes and you’ll be asked to provide details of your income, assets and expenses.
  2. Speak to a Lending Specialist. Once we receive your application, a Lending Specialist will contact you to confirm eligibility, next steps and answer any questions you may have.
  3. Assessment & evaluation. To assess your loan, we’ll need to verify your details and obtain supporting documents. Your Lending Specialist will advise you what is needed and keep you updated through the process.
  4. Approval. The most exciting stage! If your loan is approved, it’s time to sign your loan documents and make your dreams a reality.


Get started

Interest rates.

FixedInterest Rate (%p.a.)Comparison Rate (%p.a.)*
Flexi Personal Loan12.49% p.a.12.78% p.a.

Fees and charges.

Fees that apply at loan origination

Loan Establishment / Variation Fee


View our Fees and Charges Guide for the full details of other loan fees and service fees that may apply.

Still have questions about our personal loans?

Would you like to know more about the personal loan process or need help with a query?
Contact us
Check out the most frequently asked questions about personal loans.
Visit our FAQs
Our live chat is available: Monday - Friday 8am - 8pm ACST Saturday 9am - 3pm ACST.
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