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For and with you

Line of Credit

14.49 % p.a. Variable Interest Rate.

Loans with flexible features.

Variable interest rate
Variable interest rate. Don't lock yourself in with a fixed rate. Have the option to choose with this Line of Credit.
No monthly fee
Keep your money for the good stuff, with no monthly fees.
Small loans
Loans from as little as $2,000. Funds available for any worthwhile purpose.
Adventurous, active women exploring the wild beauty of Tasmania, Australia.


  • Mobile wallet: load your Beyond Bank Visa Debit card to your phone to make fast and easy transactions
  • Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services
  • BPAY available
  • Notifications available with Internet Banking or via notifications from Mobile Banking. Service enables information about accounts to be sent via SMS to a specified mobile number. It is event triggered or on demand.
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Who can apply.

This loan is available for customers aged 18 years and over.  Must be an Australian citizen, permanent Australian resident or hold a Visa. Lending criteria applies.

When you acquire this product you will automatically become a member of Beyond Bank Australia and become part-owner of the bank.

Wondering how much you can borrow?

Finding it tricky to know how much you should borrow? Try out our calculator that allows you to determine exactly how much you can afford to borrow and how much you can afford to repay.

How to apply.

  1. Start application. Want a personal loan to help with debt consolidation, renovations or a wedding? Start your application online. It takes 10 minutes and you’ll be asked to provide details of your income, assets and expenses.
  2. Speak to a Lending Specialist. Once we receive your application, a Lending Specialist will contact you to confirm eligibility, next steps and answer any questions you may have.
  3. Assessment & evaluation. To assess your loan, we’ll need to verify your details and obtain supporting documents. Your Lending Specialist will advise you what is needed and keep you updated through the process.
  4. Approval. The most exciting stage! If your loan is approved, it’s time to sign your loan documents and make your dreams a reality.

Get started

Interest rates.

ProductInterest Rate (%p.a.)Comparison Rate (%p.a.)
Line of Credit 14.49% p.a.N/A

Fees and charges.

Fees that apply

Line of Credit Approval / Variation Fee (this fee is waived for Life Members)


View our Fees and Charges Guide for the full details of other loan fees and service fees that may apply.

Still have questions about our personal loans?

Would you like to know more about the personal loan process or need help with a query?
Contact us
Check out the most frequently asked questions about personal loans.
Visit our FAQs
Our live chat is available: Monday - Friday 8am - 8pm ACST Saturday 9am - 3pm ACST.
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