Low Rate Personal Loan.

6.99 percent per annum
Interest Rate
7.62 percent per annum *
Comparison Rate
Fixed Interest Rate.

Now it’s easier to bring your dreams to life.

With our Low Rate Personal Loan, it's easier to make your dreams a reality. Offering a low interest rate with minimal fees, this loan will help you get your plans into gear.


  •  Low, fixed interest rate. Relax and budget with confidence
  • No penalties. No fees or penalties for paying out your personal loan early 
  • Redraw facility1 – withdraw the extra repayments you’ve made
  • We can pre-approve your personal loan, so you can make your purchase with confidence
  • Environmental discount - further interest rate reductions if you purchase for an environmental purpose.2


  • Loan Terms up to seven years
  • Minimum loan amount of $5,000
  • Car up to six years old required for security.



  • Establishment fee: $175
  • Security documentation fee: $25
  • Monthly account-keeping fee $5
  • PPSR fee: $35.

Calculate your personal loans repayments.

Interest rates are current as at 29/06/2020 and are subject to change.

*The comparison rate is based on a secured loan of $30,000 with monthly repayments over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Minimum redraw amount is $500. Free redraw in-advance amounts at any time through Internet Banking and Mobile Banking. Fees apply for staff-assisted redraw. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount.

2 Interest rate discounts may be available for loans taken for approved environmentally friendly purposes. Speak to us to see if you are eligible.

Terms, conditions, fees and charges apply; these will be provided at application or on request. Normal lending criteria applies. Please review our Financial Services Guide, Product Guide, and Fees and Charges Guide by calling us on 13 25 85 to request a copy or by visiting a branch.

This information has been provided without taking into account any of your objectives, financial situation or needs. You should consider whether it is suitable for your circumstances before acquiring this product. 

All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856. © 2020.

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