If rates decrease, are there break costs if I wish to review and change my loan?
Variable Rate Loans: You can change at any time without break costs. Other fees such as a Discharge Fee may be applicable.
Fixed Rate Loans: You may have a break cost fee, which can be calculated upon request.
https://www.beyondbank.com.au/need-help/fixed-is-there-break-costs-if-i-wish-to-change
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