Who can access the data contained in a PayTo agreement?
The only parties that can retrieve and view a PayTo agreement are you (the account holder), the organisation initiating the payment agreement and their financial institution.
This information is protected by the same privacy laws that apply to other payment methods today, like Direct Debit, PayID etc.
https://www.beyondbank.com.au/need-help/who-can-access-the-data-contained-in-a-payto-agreement
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