Comprehensive Motor Insurance.

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Up to 10% discount on your first years’ premium when you buy a new comprehensive car insurance policy online.1,2


24/7 online claims or phone 1300 555 013 to commence the claims process.

You may be able to increase your excess to reduce your premium.1


Rental car for up to 30 days if your car is stolen ($100 per day limit).3

Comprehensive insurance table.

 Key benefits

 Comprehensive Insurance

Cover for accidental loss of or damage to your vehicle tick
New for old replacement of a new vehicle of the same make, model, engine size, features and paint type after a total loss. If:
  • you purchased your vehicle new (or as a demonstrator model) from the manufacturer or their dealer;
  • your vehicle is less than 2 years old from its first registration at the time it is declared a total loss;
  • where relevant, your financier has given its written consent; and
  • a new replacement vehicle is available in Australia.
Cover for your legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury - up to $20 million for any one event or series of related events tick
Approved legal costs arising from a claim for liability covered by the policy tick
Cost of emergency repairs after a covered accident – up to $500 for any one incident tick
Rental car after theft of your vehicle - $100 per day limit, up to 30 days3 tick
Temporary cover on replacement vehicle – 14 days tick
Reasonable cost of towing after a covered incident tick
 More benefits


Trailer and caravan cover -$1,000 or market value of the trailer or caravan, whichever is the lesser tick
Cover for personal items in your vehicle - Up to $1,000 for any one incident tick
Cover for reasonable emergency accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night - Up to $1,000 for any one incident tick
Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident - Up to $500 for any one incident tick
Legal liability cover when using a substitute vehicle tick
Lock re-keying / re-coding if the keys to your vehicle are stolen - Up to $1,000 for any one incident tick
Cover for replacement of child seat / baby capsule in your vehicle after a covered accident - Up to $500 for any one incident tick
 Optional benefits you can add


Rental car following accident, where available - $100 per day limit, up to 30 days3 tick
Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle - 1 replacement and 2 repairs in any period of insurance tick
Cover for tools of trade - Up to $3,000 for any one incident tick
 Options you can select to decrease your premium


Named driver option tick


This is a summary only. For information on what is covered and not covered and the standard terms, conditions, limits and exclusions of cover, please read the Product Disclosure Statement Product Disclosure Statement

How to claim.

To lodge a car insurance claim:

Online, any time.

A convenient way to lodge a car insurance claim is via the online claim form. You can commence submitting your car insurance claim notification 24 hours a day, 7 days a week.

All you need to do is complete the online claim form. Once it is lodged, a friendly claims consultant will contact you as soon as possible.

  • Secure form
  • No phone queues
  • Immediate confirmation number for your reference

Over the phone - 24 hours a day, 7 days a week claims service.

You can call the claims hotline on 1300 555 013 and a consultant will help you commence the claims process.

Please read this important information.

Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit License 237 856 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply.  Before making a decision, please consider the Pro duct Disclosure Statement available from

1 Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers.

2 The online discount applies to new Comprehensive Motor Insurance policies only.   Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless otherwise stated).  Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.

3 We will extend your rental car or daily travel allowance period to the extent that we caused or contributed to the delay in repairing your vehicle


When we arrange insurance, we may receive a commission from the insurer. The commission is calculated as a percentage of the premium you pay, not including any taxes or other government charges. The amount of commission varies depending on the type of insurance. Commission is only payable on premium actually paid. We may also receive a profit share payment based on the profitability of eligible products in our insurance portfolio. Further details are contained in our Financial Services Guide which is available at Ask us for more details before we provide you with the services.

Policy benefits and features

Any advice here does not take into account your objectives, financial situation or needs, which you should consider before acting on any of our recommendations. All information regarding the benefits, features or extent of cover provided by any of the policies is provided as a summary only. You should refer to the relevant Product Disclosure Statement (“PDS”) for the full policy terms, conditions, exclusions and limitations. The PDS can be reviewed from this website or you can call us on 13 25 85 and request a copy. If you obtain or purchase insurance through our website you also agree to have received our Financial Services Guide (FSG) which is available from this website.

Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.


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