We’re taking car insurance to the next level.
From fender benders to theft, our aim is to protect your car. Whether you damage your car or someone else’s, Comprehensive Motor Insurance will cover you.
Up to 10% discount on your comprehensive motor insurance policy when you buy online.1,2
24/7 claims lodgement and support service.
Tailor your premium.
Increase your excess to reduce your premium.1
Rental car for up to 30 days if your car is stolen ($100 per day limit).
|Accidental loss of or damage to your vehicle|
|New for old replacement of a new vehicle after a total loss, if you purchased your vehicle new from the manufacturer or dealer and your vehicle is less than 2 years old from its first registration at the time it is declared a total loss|
|Cover for legal liability to pay compensation for loss or damage to other people's property|
|Emergency repairs - up to $500|
|Rental car following theft - $100 per day limit, up to 30 days|
|Temporary cover on replacement vehicle - 14 days|
|Reasonable costs of towing after a covered accident|
|Trailer and caravan cover - $1,000 or market value whichever is the lesser|
|Personal items - up to $1,000 for any one incident|
|Emergency accommodation and travelling expenses – up to $1,000 for any one incident|
|Transportation costs – up to $500 for any one incident|
|Legal liability cover when using a substitute vehicle|
|Lock re-keying / re-coding - Up to $1,000 for any one incident|
|Child seat / baby capsule cover - Up to $500 for any one incident|
This table is a guide only. For information on what is covered and what is not covered and any limits and excesses that apply, please refer to the Product Disclosure Statement and Policy Document.
Please read this important information.
Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit License 237856 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the Product Disclosure Statement. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.
1 Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers.
2 The online discount applies to new comprehensive Motor Insurance policies only. Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.
When we arrange insurance, we may receive a commission from the insurer. The commission is calculated as a percentage of the premium you pay, not including any taxes or other government charges. The amount of commission varies depending on the type of insurance. Commission is only payable on premium actually paid. We may also receive a profit share payment based on the profitability of eligible products in our insurance portfolio. Further details are contained in our Financial Services Guide which is available at www.beyondbank.com.au/about-us/disclosures/financial-service-guide.html Ask us for more details before we provide you with the services.
Policy benefits and features
Any advice here does not take into account your objectives, financial situation or needs, which you should consider before acting on any of our recommendations. All information regarding the benefits, features or extent of cover provided by any of the policies is provided as a summary only. You should refer to the relevant Product Disclosure Statement (“PDS”) for the full policy terms, conditions, exclusions and limitations. The PDS can be reviewed from this website or you can call us on 13 25 85 and request a copy. If you obtain or purchase insurance through our website you also agree to have received our Financial Services Guide (FSG) which is available from this website.
Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.