Motor Insurance.

loans Arrange your insurance online today. Get A Quick Quote

Save time and effort by purchasing Beyond Bank Insurance.

Enjoy the convenience of arranging your insurance at the same place as your banking with Beyond Bank. Feel confident knowing you have insurance, when you need it most.

Plus. when you purchase a new Beyond Bank Home and Contents, Landlord or Comprehensive Motor Insurance policy by 31 July 2022, you'll go into the draw for a chance to win a $10,000 account top up.*
 

Why choose Beyond Bank Comprehensive Motor Insurance?

save_125X125

Up to 10% discount on your first years’ premium when you buy a new comprehensive car insurance policy online.1,2

faster_125X125

24/7  online claims or phone 1300 555 013 to commence the claims process.

You may be able to increase your excess to reduce your premium.1

car_125X125

Rental car for up to 30 days3 if your car is stolen ($100 per day limit).

Choice of Motor Insurance Covers.

Comprehensive Insurance.

The highest level of cover we offer for your vehicle which provides cover for fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Third Party Property Damage.

Covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

 

Comprehensive Insurance & Third Party Property Damage Comparison Table.

Beyond Bank Motor Insurance has a great range of features and benefits designed to suit customers with different needs. With a 24/7 online claims service, a monthly payment option4 and a choice between Comprehensive and Third Party Property Damage cover, Beyond Bank Motor Insurance gives you the flexibility so you can choose to manage your car insurance in a way that suits you.

 Key benefits

 Comprehensive Insurance

Third Party Property Damage

Cover for accidental loss of or damage to your vehicle tick cross
New for old replacement of a new vehicle of the same make, model, engine size, features and paint type after a total loss. If:
  • you purchased your vehicle new (or as a demonstrator model) from the manufacturer or their dealer;
  • your vehicle is less than 2 years old from its first registration at the time it is declared a total loss;
  • where relevant, your financier has given its written consent; and
  • a new replacement vehicle is available in Australia.
tick cross
Cover for your legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events tick tick
Cover for loss or damage to your vehicle arising from an accident caused by the driver of an uninsured vehicle – up to $5,000 for any one incident, provided that:
  • you did not contribute to the cause of the accident;
  • you can provide the name and address of the person responsible for the accident; and
  • you can provide the registration number of the other vehicle; or
  • any other information that would reasonably allow us to identify the person so that we can exercise our rights of recovery.
cross tick
Approved legal costs arising from a claim for liability covered by the policy tick tick
Cost of emergency repairs after a covered accident – up to $500 for any one incident tick cross
Rental car after theft of your vehicle - $100 per day limit, up to 30 days3 tick cross
Reasonable cost of towing after a covered incident tick cross
Temporary cover on replacement vehicle – 14 days tick cross
Trailer and caravan cover - $1,000 or market value of the trailer or caravan, whichever is the lesser tick cross
Legal liability cover when using a substitute vehicle tick tick
Cover for personal items in your vehicle – up to $1,000 for any one incident tick cross
Cover for reasonable emergency accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night – up to $1,000 for any one incident tick cross
Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident – up to $500 for any one incident tick cross
Lock re-keying / re-coding if the keys to your vehicle are stolen – up to $1,000 for any one incident tick cross
Cover for replacement of child seat / baby capsule in your vehicle after a covered accident – up to $500 for any one incident tick cross
 Optional benefits you can add    
Rental car following accident, where available - $100 per day limit, up to 30 days3 tick cross
Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle
  • 1 replacement and 2 repairs in any period of insurance
tick cross
Cover for tools of trade – up to $3,000 for any one incident tick cross
 Options you can select to decrease your premium    
Named driver option tick cross

 

 

This is a summary only. For information on what is covered and not covered and the standard terms, conditions, limits and exclusions of cover, please read the Product Disclosure Statement.

How to claim.

To lodge a car insurance claim:

Online, any time.

A convenient way to lodge a car insurance claim is via the online claim form. You can commence submitting your car insurance claim notification 24 hours a day, 7 days a week.

All you need to do is complete the online claim form. Once it is lodged, a friendly claims consultant will contact you as soon as possible.

  • Secure form
  • No phone queues
  • Immediate confirmation number for your reference

Over the phone - 24 hours a day, 7 days a week claims service.

You can call the claims hotline on 1300 555 013 and a consultant will help you commence the claims process.

Comprehensive Motor Insurance FAQs.

icon-insurance-purple Insurance

Please read this important information.

Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit License 237 856 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708.

We do not provide any advice based on any consideration of your objectives, financial situation or needs. Before making a decision please consider the Product Disclosure Statement (PDS) for the full policy terms, conditions, exclusions and limitations. The PDS can be reviewed from our website or you can call us on 13 25 85 and request a copy. If you obtain or purchase insurance through our website you also agree to have received our Financial Services Guide (FSG) which is available from our website. The relevant Target Market Determination is available by calling 13 25 85.
 
When we arrange this insurance, we may receive a commission from the insurer. The commission is calculated as a percentage of the premium you pay, not including any taxes or other government charges. The amount of commission varies depending on the type of insurance and will be in the range of 0% to 20%. Commission is only payable on premium actually paid.

*Competition open to Australian residents over the age of 18 who purchase a new Beyond Bank Home and Contents, Landlord or Comprehensive Motor Insurance policy from 01/06/22 to 31/07/22. Prize is drawn on 08/08/22 at Anisimoff Legal Suite 5, Erina Plaza, Central Coast Highway, Erina NSW 2250. Winner’s name published on the Beyond Bank website no later than 19/08/22. Authorised under ACT Permit No. TP22/00807, SA Permit No. T22/625. Promotion terms and conditions available at beyondbank.com.au/competition. Promoter is Beyond Bank Australia.

1 Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers.

2 The online discount applies to new Comprehensive Motor Insurance policies only.   Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless otherwise stated).  Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods

3 We will extend your rental car or daily travel allowance period to the extent that we caused or contributed to the delay in repairing your vehicle

Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

Back to top

Share this page

Excellent choice!

Do you already bank with us?

< Back

Welcome back!

You can open a new account quickly and easily using Internet Banking.

< Back

Welcome back!

Salary Packaging Customers can open a new account quickly and easily using Internet Banking.