Comprehensive Insurance & Third Party Property Damage Comparison Table.
Beyond Bank Motor Insurance has a great range of features and benefits designed to suit customers with different needs. With a 24/7 online claims service, a monthly payment option4 and a choice between Comprehensive and Third Party Property Damage cover, Beyond Bank Motor Insurance gives you the flexibility so you can choose to manage your car insurance in a way that suits you.
Third Party Property Damage
|Cover for accidental loss of or damage to your vehicle|
|New for old replacement of a new vehicle of the same make, model, engine size, features and paint type after a total loss. If:
|Cover for your legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events|
|Cover for loss or damage to your vehicle arising from an accident caused by the driver of an uninsured vehicle – up to $5,000 for any one incident, provided that:
|Approved legal costs arising from a claim for liability covered by the policy|
|Cost of emergency repairs after a covered accident – up to $500 for any one incident|
|Rental car after theft of your vehicle - $100 per day limit, up to 30 days3|
|Reasonable cost of towing after a covered incident|
|Temporary cover on replacement vehicle – 14 days|
|Trailer and caravan cover - $1,000 or market value of the trailer or caravan, whichever is the lesser|
|Legal liability cover when using a substitute vehicle|
|Cover for personal items in your vehicle – up to $1,000 for any one incident|
|Cover for reasonable emergency accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night – up to $1,000 for any one incident|
|Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident – up to $500 for any one incident|
|Lock re-keying / re-coding if the keys to your vehicle are stolen – up to $1,000 for any one incident|
|Cover for replacement of child seat / baby capsule in your vehicle after a covered accident – up to $500 for any one incident|
|Optional benefits you can add|
|Rental car following accident, where available - $100 per day limit, up to 30 days3|
|Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle
|Cover for tools of trade – up to $3,000 for any one incident|
|Options you can select to decrease your premium|
|Named driver option|
This is a summary only. For information on what is covered and not covered and the standard terms, conditions, limits and exclusions of cover, please read the Product Disclosure Statement.
Comprehensive Motor Insurance FAQs.
Please read this important information.
Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit License 237 856 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708.
We do not provide any advice based on any consideration of your objectives, financial situation or needs. Before making a decision please consider the Product Disclosure Statement (PDS) for the full policy terms, conditions, exclusions and limitations. The PDS can be reviewed from our website or you can call us on 13 25 85 and request a copy. If you obtain or purchase insurance through our website you also agree to have received our Financial Services Guide (FSG) which is available from our website. The relevant Target Market Determination is available by calling 13 25 85.
When we arrange this insurance, we may receive a commission from the insurer. The commission is calculated as a percentage of the premium you pay, not including any taxes or other government charges. The amount of commission varies depending on the type of insurance and will be in the range of 0% to 20%. Commission is only payable on premium actually paid.
*Competition open to Australian residents over the age of 18 who purchase a new Beyond Bank Home and Contents, Landlord or Comprehensive Motor Insurance policy from 01/06/22 to 31/07/22. Prize is drawn on 08/08/22 at Anisimoff Legal Suite 5, Erina Plaza, Central Coast Highway, Erina NSW 2250. Winner’s name published on the Beyond Bank website no later than 19/08/22. Authorised under ACT Permit No. TP22/00807, SA Permit No. T22/625. Promotion terms and conditions available at beyondbank.com.au/competition. Promoter is Beyond Bank Australia.
1 Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers.
2 The online discount applies to new Comprehensive Motor Insurance policies only. Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless otherwise stated). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods
3 We will extend your rental car or daily travel allowance period to the extent that we caused or contributed to the delay in repairing your vehicle
4 Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.