Access Savings Account

A transaction account that gives you everyday access to your money, with no monthly account-keeping fee.

We’re no ordinary bank. Beyond Bank is a customer owned bank, which means we don’t serve share market investors. Profits are passed on as savings for our customers and support for community projects. Join the bank that gives back.

No monthly account keeping fee.

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  • No monthly account keeping fee 
  • Earn interest on your savings
  • Fee allowance1 provides a number of free transactions every month 
  • No minimum monthly balance
  • Get superior access and security with our Visa payWave debit card
  • Easy access to your money with:
  • Cheque book available
  • Attach a line of credit (for approved applicants)
  • Full-time students can be eligible for fee-free banking. Find out more about our student discounts.



Refer to our Fees and Charges booklet for more information.

Optional Add-ons

Looking for a better way to save money?

Choose a Beyond Bank Savings Account and start earning more interest.

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Need the convenience and flexibility of a credit card?

Apply for a Beyond Bank Credit Card and take advantage of our great benefits and features.

Find Out More

1. See our Fees and Charges guide for more information.

Before acquiring the product, you should consider if it is right for you. For full terms, conditions, fees and charges please view our Financial Services Guide, Product Guide and Fees and Charges Guide. These guides are available upon request, can be viewed on our website and will be provided at the time of acquiring the product. Interest rates are subject to change without notice.

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For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

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