Key benefits.
Ditch the fees.
No fees for account keeping, card purchases in Australia or dishonours!
Fast, easy and secure.
Tap and go with your VISA Contactless Debit card, Apple Pay¹, Google Pay™2 or Samsung Pay.3
Money in an instant.
Send and receive money instantly4 between eligible accounts. Use your mobile number or email as your PayID!
Transact instantly with a Digital Card.
Can't wait for your plastic Visa Card to arrive? Transact straight away with a Digital Card.
Great features.
Important rates, fees and charges.
The Purple Transactor is a non-interest earning account.
| Monthly Account Fee | Free |
| EFTPOS Fee | Free |
| BPAY Fee | Free |
| Direct Debit Fee | Free |
| Dishonour Fee | Free |
| Overdrawn Account Fee | Free |
| Branch Withdrawal and Deposit Fee | Free |
| Declined Transaction Fee | Free |
| Replacement Card Fee | Free |
| Overseas ATM Withdrawal Fee^ | Free |
| Transfers performed using Internet, Mobile or Telephone Banking | Free |
| Visa Purchases | Free |
| ATM withdrawals^ | Free |
| Osko/PayID Fee | Free |
| PayTo payments | Free |
| TEXT ME! Fee⁵ | $0.26 |
| International Transaction Fee² | 3% of transaction value |
| Withdrawals using Bank@Post | $4.50 |
| Deposits using Bank@Post | $2.00 |
How to apply.
Who can apply?
The Purple Transactor Account is available to individuals for personal, non-business use who are 18 years old or older. When you acquire this product you will automatically become a member of Beyond Bank Australia and become a part-owner of the bank.
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* Awarded Canstar Customer-Owned Bank of the Year for Mobile Banking and Internet Banking 2016, 2017, 2018, 2019, 2020 and Mozo Expert Choice 2019 for Excellent Banking App.
1 Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see here.
2 Google Pay is available on all non-rooted Android devices (Lollipop 5.0+). For full Terms and Conditions, view here.
3 For a full list of compatible Samsung Pay devices and Terms and Conditions, visit here.
4 Faster transfers available between participating banks, a full list of participating banks is available here.
5 TEXT ME! Fees are not inclusive of 2nd factor secure sms authentication messages. For more details, view our Fees and Charges Guide.
^ Terms, conditions, fees and charges apply. For full details please review our Financial Services Guide, Product Guide and Fees and Charges Guide available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch.
This information has been provided without taking into account any of your objectives, financial situation or needs. Before acquiring any products you should read the relevant guides to decide if a product is right for you.
All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/ Australian Credit Licence 237 856. © 2023
