Purple Transactor Account

Everyone hates fees. That's why we've got rid of them for your everyday banking. $0 monthly fee, $0 card transaction fees, $0 rediATM fees and $0 dishonour fee.
See below for more details.

Open Account

Key benefits.


Ditch the fees.

More cash for the good stuff with $0 monthly fee (no minimum deposit), $0 fees for card transactions in Australia and $0 dishonour fees.

Fast, easy and secure.

Tap and go with your VISA payWave Debit card, Apple Pay, Google Pay or Samsung Pay.

Money in an instant.

Send and receive money instantly^ between elegible accounts. Use your mobile number or email as your PayID!

We’re here to help.

Our friendly staff are on hand in branch, over the phone or via live chat.

Great features.

Pay and get paid faster with Osko and PayID.

  • Send and receive money instantly^ between eligible accounts
  • Create a PayID using your mobile number or email address instead of BSB and account number 
  • Personalise payment messages with up to 280 characters, including emojis
  • Receive confirmation that payments are going to the right person.

Easy, secure payments.

Tap-and-go payments with your VISA payWave Debit card, and via Apple Pay, Google Pay or Samsung Pay.

Online tools that go beyond.

  • Manage your funds 24/7 with our award-winning internet and mobile banking — Canstar winners three years in a row
  • Instant access to our Beyond Finance Manager makes it simple to track, graph and categorise your income, outgoing, spending trends and saving goals.

A 5 star rated transaction account.

The Purple Transactor Account has been awarded by Canstar with a 5 star rating for its competitive fee pricing, and its accessibility across ATM’s, EFTPOS and BPAY.

Enjoy more cash for the good stuff and open an account today in less than 5mins.

Important rates & fees.

We’ve got rid of many of those annoying ‘everyday’ fees others charge. It’s all part of the other way to bank.

Fees that don't apply
Monthly Account Fee Free
Osko/PayID Fee Free
BPAY Fee Free
RediATM Fee Free
Direct Debit Fee Free
Dishonor Fee Free
Overdrawn Account Fee Free
Branch Withdrawal and Deposit Fee Free
Declined Transaction Fee Free
Replacement Card Fee Free
Overseas ATM Withdrawal Fee Free
Fees that apply
TEXT ME! Fee $0.26
Foreign Currency Conversion Fee 3% of transaction value
SWIFT & Foreign Exchange Related Fees See fees and charges guide

Awarded 3 years running for internet and mobile banking.

For the third year in a row we are Canstar’s Customer Owned Institution of the Year for Mobile & Online Banking!

We are always building new features into our app & internet banking to make banking on the go easier, simpler and faster for our customers. We’re at the forefront of digital innovation to make banking seamless and convenient for our customers.

Open your account instantly.

Opening your account online is easy and only takes a few minutes.
Open Now
Get instant access to our award-winning Internet and Mobile Banking.
Learn More
Receive your Visa payWave Debit card and add it to your mobile wallet.
Learn More
Switch your regular payments to your new account.
Learn How

Other great accounts you may like.

Community Reward Account.

You save, we give, and your favorite not-for-profit benefits.
Find Out More

monEsaver High Interest Savings Account.

High-interest savings and easy access to your money.
Find Out More

Need help choosing the right account?

Got some feedback or need help with a query?
Contact Us
Use our tools and calculators for everything.
New card? Here's where you activate it!
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Our live chat is available weekdays 9am - 5pm.
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The above information has been prepared without taking account of your objectives, financial situation or need. Before acquiring this product, you should consider its appropriateness for you, having regard to your objectives, financial situation and needs. For full terms, conditions, fees and charges, please review our Financial Services GuideProduct Guide and Fees and Charges Guide. These guides are available on our website and will be provided at the time of acquiring the product. Interest rates are subject to change without notice. Products and services are provided by Beyond Bank Australia, a trading name of Community CPS Australia Ltd ABN 15 087 651 143 AFSL/ Australian Credit Licence 237 856.

^Faster transfers available between participating banks, a full list of participating banks is available here.

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For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

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