Key benefits.

Fast, easy and secure.
Tap and go with your VISA Contactless Debit card, Apple Pay¹, Google Pay™2 or Samsung Pay.3

Money in an instant.
Send and receive money instantly4 between eligible accounts. Use your mobile number or email as your PayID!

Transact instantly with a Digital Card.
Can't wait for your plastic Visa Card to arrive? Transact straight away with a Digital Card.
Great features.
Important rates, fees and charges.
The Purple Transactor is a non-interest earning account.
Monthly Account Fee | Free |
EFTPOS Fee | Free |
BPAY Fee | Free |
Direct Debit Fee | Free |
Dishonour Fee | Free |
Overdrawn Account Fee | Free |
Branch Withdrawal and Deposit Fee | Free |
Declined Transaction Fee | Free |
Replacement Card Fee | Free |
Overseas ATM Withdrawal Fee^ | Free |
Transfers performed using Internet, Mobile or Telephone Banking | Free |
Visa Purchases | Free |
ATM withdrawals^ | Free |
Osko/PayID Fee | Free |
PayTo payments | Free |
TEXT ME! Fee⁵ | $0.26 |
International Transaction Fee² | 3% of transaction value |
Withdrawals using Bank@Post | $4.50 |
Deposits using Bank@Post | $2.00 |
How to apply.
Who can apply?
The Purple Transactor Account is available to individuals for personal, non-business use who are 18 years old or older. When you acquire this product you will automatically become a member of Beyond Bank Australia and become a part-owner of the bank.
Other great accounts you may like.
Need help choosing the right account?
* Awarded Canstar Customer-Owned Bank of the Year for Mobile Banking and Internet Banking 2016, 2017, 2018, 2019, 2020 and Mozo Expert Choice 2019 for Excellent Banking App.
1 Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see here.
2 Google Pay is available on all non-rooted Android devices (Lollipop 5.0+). For full Terms and Conditions, view here.
3 For a full list of compatible Samsung Pay devices and Terms and Conditions, visit here.
4 Faster transfers available between participating banks, a full list of participating banks is available here.
5 TEXT ME! Fees are not inclusive of 2nd factor secure sms authentication messages. For more details, view our Fees and Charges Guide.
^ Terms, conditions, fees and charges apply. For full details please review our Financial Services Guide, Product Guide and Fees and Charges Guide available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch.
This information has been provided without taking into account any of your objectives, financial situation or needs. Before acquiring any products you should read the relevant guides to decide if a product is right for you.
All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/ Australian Credit Licence 237 856. © 2023