Important rates & fees.
We’ve got rid of many of those annoying ‘everyday’ fees others charge. It’s all part of the other way to bank.
|Monthly Account Fee||Free|
|Direct Debit Fee||Free|
|Overdrawn Account Fee||Free|
|Branch Withdrawal and Deposit Fee||Free|
|Declined Transaction Fee||Free|
|Replacement Card Fee||Free|
|Overseas ATM Withdrawal Fee||Free|
|TEXT ME! Fee*||$0.26|
|Foreign Currency Conversion Fee||3% of transaction value|
|SWIFT & Foreign Exchange Related Fees||See fees and charges guide|
Awarded 4 years running for internet and mobile banking.
For the fourth year in a row we are Canstar’s Customer Owned Institution of the Year for Mobile & Online Banking!
We are always building new features into our app & internet banking to make banking on the go easier, simpler and faster for our customers. We’re at the forefront of digital innovation to make banking seamless and convenient for our customers.
Need help choosing the right account?
The above information has been prepared without taking account of your objectives, financial situation or need. Before acquiring this product, you should consider its appropriateness for you, having regard to your objectives, financial situation and needs. For full terms, conditions, fees and charges, please review our Financial Services Guide, Product Guide and Fees and Charges Guide. These guides are available on our website and will be provided at the time of acquiring the product. Interest rates are subject to change without notice. Products and services are provided by Beyond Bank Australia, a trading name of Community CPS Australia Ltd ABN 15 087 651 143 AFSL/ Australian Credit Licence 237 856.
^ Faster transfers available between participating banks, a full list of participating banks is available here.
* TEXT ME! Fees are not inclusive of 2nd factor secure sms authentication messages. For more info please see the Fees and Charges Guide.
¹ Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/km207105
² Payments using Google Pay are available for NFC enabled phones running on Android Lollipop 5.0 or above.