Features and benefits you'll love.
$0 fees
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Award-winning App*
Keep your money safe with our Mobile App.
Biometrics authentication uses the security strength of facial recognition and fingerprint scanning biometrics to ensure that only you can access your account.
Our real-time monitoring works 24/7 looking for suspicious activity, providing immediate alerts and interventions to safeguard your account.
24/7 access gives you full visibility and confidence over your accounts and savings progress.
Make our Mobile App your own.
Favourite account selection
Control what accounts you see when your first log in. Keep important accounts upfront on the dashboard so you can keep an eye on your savings progress.
Customise your look
Select your own choice of wallpaper for the home screen and the dashboard screen to give the app your own custom feel.
Interest rates.
monEsaver Internet Savings Account
| Account balance ($) | Interest rate (% p.a.) |
| $0 - $4,999 | 2.20% p.a. |
| $5,000 - $199,999 | 2.50% p.a. |
| $200,000 plus | 2.75% p.a. |
Interest is calculated daily on the whole balance and paid monthly. Interest rates are subject to change without notice.
Fees and charges.
| Fees and Charges that don't apply | Amount |
| Direct Credits | Free |
| Branch over the counter cash or cheque deposits | Free |
| Osko/PayID | Free |
| Transfers and BPAY payments performed using Internet, Mobile or Telephone Banking | Free |
| Fees and Charges that apply | Amount |
| Branch over the counter cash withdrawals | $4.00 |
| Staff-assisted transfers and BPAY payments over the counter in a branch or over the phone by the Member Service Centre | $4.00 |
| Any other withdrawal or transfer from the account | $4.00 |
View our Fees and Charges Booklet for the full details of other transaction and service fees that may apply.
Who can apply?
The monEsaver Internet Savings Account is available to all customers. When you acquire this product you will automatically become a member of Beyond Bank Australia and become a part-owner of the bank.
Open an account in minutes.
Sign up today - it's easy
Already a member?
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Interest rates are current as at 24 July 2026 and are subject to change. |
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Awarded Canstar Customer-Owned Bank of the Year for Digital Banking from 2015-2026. More information can be found at Canstar's 2026 Digital Banking Awards webpage. |
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Terms, conditions, lending criteria, fees and charges apply. For full details please review our Financial Services Guide, Product Guide, Fees and Charges Guide and Target Market Determinations. These are available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. They will also be provided at the time of acquiring any product. |
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This information is of a general nature only and does not take into consideration your objectives, financial situation or needs. The information must not be relied upon as financial product advice. Before acquiring any product you should read the relevant guides, Product Disclosure Document, and consider whether a product is suitable for your circumstances to decide if a product is right for you. |
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All products and services are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2026. |