- Pay less fees and lower interest.
- Choose between variable, fixed or line of credit facilities.
- Switch between variable and fixed at anytime.
- Split your loan between both different rate types at no cost.
- Fully featured variable and fixed rates including loan redraw and 100% Offset2 (multi-offset available).
- Flexible fixed rate loan features include additional repayments without penalty1, loan redraw during the fixed term and offset options.
- Maximise the interest you save on your loan through our Mortgage Offset Account and the Low Rate Credit Card (no annual fee, up to 62 days interest free on purchases).
- No loan establishment fee (save $445).
Minimum new lending of $50,000 on an eligible home or investment loan product.
Annual Package Fee: $395
Terms, conditions, fees, charges and normal lending criteria apply.
*Total Home Loan Package 3 Year Fixed Rate. The comparison rate is calculated on a $150,000 loan with monthly repayments over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All loans are provided by Beyond Bank Australia, a trading name of Community CPS Australia Ltd ABN 15 087 651 143 AFSL/ Australian Credit Licence 237 856.
1. up to $25,000 per year
2. 100% Offset is only available on Variable Rate and 1 Year Fixed Rate Loans.