Total Home Loan Package

The home loan package you can customise

  • The Total Home Loan Package saves you money and helps you own your home sooner
  • Select from a range of loans and repayment options
  • Save thousands over the life of your loan by maximising the interest you save through our Mortgage Offset account
  • Get fee free everyday banking
  • Start saving money and get in touch with us today.
Interest rate

Comparison rate

Total Home Loan Package owner occupied 3 year fixed rate up to 90% LVR .


  • Pay less fees and lower interest.
  • Choose between variable or fixed credit facilities.
  • Switch between variable and fixed at anytime.
  • Split your loan between both different rate types at no cost.
  • Fully featured variable and fixed rates including loan redraw and 100% Offset2 (multi-offset available).
  • Flexible fixed rate loan features include additional repayments without penalty and loan redraw during the fixed term.
  • Maximise the interest you save on your loan through our Mortgage Offset Account and the Low Rate Credit Card (no annual fee, up to 62 days interest free on purchases).


Minimum new lending of $50,000 on an eligible home or investment loan product.


  • No loan establishment fee (save $445)
  • Annual Package Fee: $395

Terms, conditions, fees, charges and normal lending criteria apply.
*Total Home Loan Package 3 Year Fixed Rate. The comparison rate is calculated on a $150,000 loan with monthly repayments over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All loans are provided by Beyond Bank Australia, a trading name of Community CPS Australia Ltd ABN 15 087 651 143 AFSL/ Australian Credit Licence 237 856.
1. up to $25,000 per year
2. 100% Offset is only available on Variable Rate Home Loans.

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