Total Home Loan Package.

3.29 percent per annum
Interest Rate
3.70 percent per annum *
Comparison Rate
Total Home Loan Package Variable Special for new owner-occupied home loans over $50,000^.

A home loan with so many options and benefits.

Rate options.

Both variable and fixed rate options.


Mortgage Offset account.

You could save thousands over the life of your loan by maximising the interest you save through our Mortgage Offset account.


Ditch the fees.

Fee-free everyday banking and no annual fee on our Low Rate Credit Card.

Big benefits.

Who’d have thought a home loan package could offer so much? With our Total Home Loan Package, you could pay less fees and lower interest. You can also switch from variable to fixed at any time, and even split your loan between both different rate types at no cost. Want more? How about:

  • Flexible fixed rate loan features include additional repayments without penalty1 and loan redraw during the fixed term
  • Fully featured variable and fixed rates including loan redraw and 100% Offset2 (multi-offset available)
  • Maximise the interest you save on your loan through our Mortgage Offset Account and the Low Rate Credit Card
  • No transaction fees on the Mortgage Offset Account.


Minimum new lending of $50,000 on an eligible home or investment loan product.


- No loan establishment fee (save $445)

- Annual Package Fee: $395.



Calculate your home loan repayments.

Lender’s Mortgage Insurance.

With the support of Lenders’ Mortgage Insurance (LMI), Beyond Bank may be able to accept a smaller deposit and provide a home loan to you that might not otherwise be available.



Ready to apply?

It’s simple really. Make this home loan yours in as little as 15 minutes with our online application form. 


Not ready to apply?

Have a chat with one of our experienced mobile lenders today. They can meet at your home, work, one of our branches or can chat with you over the phone.


Talk To A Home Loan Specialist

Award Winning Internet and Mobile Banking.

Enjoy outstanding online and mobile banking with your home loan. Easier, simpler and more convenient.

Still have questions about our home loans?

Our friendly Customer Relationship Centre staff are here to assist you. Monday - Friday 8.00am - 8.00pm, Saturday 9.00 - 3.00pm ACST.
Call Us / 13 25 85
Check out the most frequently asked questions about home loans.
Visit FAQs

Interest rates are current as at 04/09/2019.

^For full terms, conditions, fees and charges, please review our Financial Services Guide, Product Guide and Fees and Charges Guide.

Interest rates are subject to change without notice. Terms, conditions, lending criteria, fees and charges apply. Full details are available at the time of application or by contacting us.

1. Up to $25,000 per year
2. 100% Offset is only available on Variable Rate Home Loans.

*Total Home Loan Package Investment Variable New Money Offer. The comparison rate is calculated on a $150,000 loan with monthly repayments over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges.

This information has been prepared without taking into account of your objectives, financial situation or needs. Before acting on this information, you should consider its appropriateness, having regard to your objectives, financial situation and needs. All loans are provided by Beyond Bank Australia Ltd. ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856.

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