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For and with you

Land Rent Scheme.

6.49 % p.a. Interest Rate.
6.84 % p.a. Comparison Rate.*

Total Home Loan Package Variable for new owner-occupied home loans over $50,000 with LVR <90%.^ Only available in ACT.

Live in Canberra?


Live in Canberra?

The ACT Government’s Land Rent Scheme is a more affordable way to own your own home.

That’s because you’re buying or building your home on land that’s rented from the government, so you only need a loan just for the building. This makes it way cheaper and faster to own your own home. 

Key features.

Great fixed or variable rate options
Borrow up to 90% of the value of the security property.¹
Four months pre-approval
We can pre-approve your loan so you can search for your property with confidence.²
Option to redraw
Withdraw any extra repayments you have made.³
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  • Available 1,2,3,4,5 -year fixed rates or variable interest rates
  • Loan term up to 30 years
  • Split your loan. Combine the stability of a fixed rate with the flexibility of a variable rate
  • Flexible principal and interest repayment options
  • Make unlimited additional repayments to your loan when on a variable interest rate, or make up to $25,000 p.a. when on a fixed rate4
  • Annual fee waived on the Low Rate Credit Card.5

Ready to apply?

It’s simple really. Make this home loan yours in as little as 15 minutes with our online application form. 

Apply online

Not ready to apply?

Chat with one of our experienced mobile lenders at a time and place that suits you. 

Talk to a Lending Specialist

ACT Land Rent FAQs

Lenders' Mortgage Insurance.

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Lenders' Mortgage Insurance.

With the support of Lenders Mortgage Insurance (LMI), Beyond Bank may be able to accept a smaller deposit and provide a home loan to you that might not otherwise be available.