Junior Saver Account.

Teach your kids how to save money and they’ll learn the lesson for life. A Junior Saver Account is a first savings account for kids aged 12 years and younger. It’s perfect for teaching your kids how to save.

1.00 percent per annum

Key benefits.


Ditch the fees.

No monthly account-keeping fees.


High interest on their savings means they can save more.


Save for life.

Create healthy habits and teach your kids how to save.

Great features.

Easy way to save.

  • No monthly account-keeping fees
  • All deposits, withdrawals and transfers are free^
  • Help them earn high interest on their savings.

Open your account.

To open this account for your little one, visit your nearest branch to provide a certified ID.  If you don’t live near any of our branches, please contact us and we can help you with the account opening.

Important rates and fees.

1.00%* p.a. All balances


Service fees apply. Refer to our Fees and Charges Guide for more information.

All deposits, withdrawals and transfers^ are free.

Other great accounts you may like.

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monEsaver Savings Account.

High-interest savings and easy access to your money.
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Instant access with award winning banking.

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Still have questions?

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Interest rates are current as at 24/03/2020.

Interest is calculated daily on the whole balance and paid annually on 31 May.

* For all balances.

^ Excluding Bank@Post, overseas ATM, cash advance and declined withdrawals.

Please note, a child is only entitled to have a Junior Saver Account until they turn 13. At that time, the account will be changed to a BU Account, and some terms and conditions will change. We will notify you before any changes take effect.

The above information has been prepared without taking account of your objectives, financial situation or need. Before acquiring this product, you should consider its appropriateness for you, having regard to your objectives, financial situation and needs. For full terms, conditions, fees and charges, please review our Financial Services GuideProduct Guide and Fees and Charges Guide. These guides are available on our website and will be provided at the time of acquiring the product. Interest rates are subject to change without notice. Products and services are provided by Beyond Bank Australia, a trading name of Beyond Bank Australia Ltd. ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856.

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For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

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