Youth, Student and Kids Bank Accounts.

Our Youth, Student and Kids Bank Accounts offer new savers, teens, or full-time students freedom and peace of mind.

Key benefits.


Ditch the fees.

More for you with no monthly account-keeping fees.

Great rates.

Competitive interest rates reward you for saving more.


Secure access.

Access your cash with a Visa payWave Debit card.1

Convenient access.

Online, on your phone or in branch.

New saver, teen, or full-time student, we’ve got an account just for you.

Junior Saver Account

1.00%p.a. *
A Junior Saver Account with Beyond Bank is your child’s first savings account.
  • Teach your kids to save
  • For kids aged 12 years and younger
  • High interest
  • No monthly account keeping fee.

BU Savings Account

1.00%p.a. ^
Our BU Savings Account is perfect for teens aged 13-17 years old, to stash your cash.
  • High interest
  • No monthly account keeping fee
  • Access your cash with a Visa payWave debit card
  • Mobile banking app makes banking easy.

Community Reward Account

0.45%p.a. §
A great account if you want to help your local community, but don’t have enough spare cash.
  • Help the charity or community group of your choice
  • No cost to you
  • No account-keeping fees
  • Earn higher interest the more you save
  • Four free staff assisted transactions per month

Bonus Saver Youth Account

1.00%p.a. +
Saving for something special? Get more in your pocket with additional bonus interest for saving more.
  • Earn bonus interest on your savings.
  • 2 fee free withdrawals per month, an extra incentive to save more.

Instant access with award winning banking.

Download on the App Store Get it on Google Play

Other great accounts you may like.

Purple Transactor Account.

Canstar 5-star rated account for convenient and secure banking.
Find Out More

Savings Accounts.

Competitive rates and flexible access to help you save for something great.
Find Out More

Still have questions?

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Interest rates are current as at 24/03/2020.

Visa payWave Debit card is not available on all accounts.

*For all balances. Interest is calculated daily on the whole balance and paid annually on the 31st of May.  
^ For all balances. Interest is calculated daily on the whole balance and paid quarterly on the 31st of March, 30th of June, 30th of September and the 31st of December.
§ For balances $5,000 - $199,999. Interest is calculated daily on the whole balance and paid monthly.

+For balances $5,000-19,999. Provided minimum deposit per month of $1 and no more than one withdrawal per month.


The above information has been prepared without taking account of your objectives, financial situation or need. Before acquiring this product, you should consider its appropriateness for you, having regard to your objectives, financial situation and needs. For full terms, conditions, fees and charges, please review our Financial Services GuideProduct Guide and Fees and Charges Guide. These guides are available on our website and will be provided at the time of acquiring the product. Interest rates are subject to change without notice. Products and services are provided by Beyond Bank Australia Ltd. ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856.

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For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

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