Term Deposits.

Beyond Bank Term Deposits are a great way to invest and, with a great guaranteed interest rate for a fixed period, you’ll always know exactly what your investment is worth.

Key benefits.

Secure your rate.

Know exactly how much interest you will earn with a fixed interest rate.


Securely backed by the Government Guarantee.1

Term options.

Deposits from $2,000 for as little as three months, or up to five years.

Pick your interest.

Choose what suits you, receive interest monthly, annually or at maturity.2

Invest and increase your wealth.

Short-Term Deposit

1.25%p.a. *
  • Minimum investment $2,000
  • Investments from three months
  • Interest paid at maturity
  • Interest calculated daily on the whole balance and paid into a Beyond Bank Account of your choice.

Medium-Term Deposit

1.20%p.a. *
  • Minimum investment $2,000
  • Investments from six months
  • Interest paid at maturity
  • Interest calculated daily on the whole balance and paid into a Beyond Bank Account of your choice.

Long-Term Deposit

1.15%p.a. *
  • Minimum investment $2,000
  • Investments from 12 months
  • Interest paid either monthly or annually
  • Interest calculated daily on the whole balance and paid into a Beyond Bank Account of your choice.

Financial management that goes beyond.

If your account is set up for our award-winning internet banking, you can get immediate free access to the Beyond Finance Manager to help track and stay on top of your finances.

Retirement Account.

Retiree account that helps you save and the flexibility of everyday transactions.
Find Out More

monEsaver High Interest Savings Account.

High interest with flexible access to your money anytime.
Find Out More

Farm Management Account.

A great rate just for primary producers, backed by the Government Guarantee.1
Find Out More

Got a question about our accounts?

Got some feedback or need help with a query?
Contact Us
Use our term deposit calculator.
See all your account questions answered in our FAQs.
View FAQs
Our live chat is available weekdays 9am — 5pm.
Let's Chat

Interest rates are current as at 24/03/2020.

* For balances $2,000 - $49,999 based on interest paid at maturity.
1. Account holders may be covered by the Commonwealth Government's Financial Claims Scheme. Deposits are subject to a limit. For more information on the Financial Claims Scheme, please visit the FCS website.
2. Not all payment methods are available on all terms, see our Interest Rates Schedule for more information. 

The above information has been prepared without taking account of your objectives, financial situation or need. Before acquiring this product, you should consider its appropriateness for you, having regard to your objectives, financial situation and needs. For full terms, conditions, fees and charges, please review our Financial Services GuideProduct Guide and Fees and Charges Guide. These guides are available on our website and will be provided at the time of acquiring the product. Interest rates are subject to change without notice. Products and services are provided by Beyond Bank Australia Ltd. ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856.

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For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

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