Term Deposits.

Beyond Bank Australia is one of Australia's largest purpose-driven, customer-owned banks. We've been helping our customers to achieve their financial goals for over 60 years. 
Secure your money with a bank that's for and with you.

4.90 percent per annum
7-Month Term Deposit Special Offer^

7-Month Term Deposit Special Offer.

Limited time offer.

Make your money work for you with our 7-Month Term Deposit Special Offer. It's easy! Simply apply for the special Term Deposit account with a minimum of $2,000 and in just 7 months you'll enjoy 4.90% p.a.^ interest on your deposit amount. Plus, Life Members will also receive a bonus 0.10%* p.a. on the advertised rate.

For existing members, just apply through the Mobile App or Internet Banking.

For new members, sign up to a transaction account,  then apply for the Term Deposit Special. It should take you less than 10 minutes to complete. 

This offer is available for a limited time and may be withdrawn at any time without notice. 

Find out how much you could earn with our Term Deposit calculator. 

7 Month Special Offer

4.90%p.a.
  • Minimum investment $2,000
  • 7-month fixed period
  • Interest to be paid at maturity
  • Interest calculated daily on the whole balance and paid into a Beyond Bank Account of your choice.

Short-Term Deposit

4.35%p.a.
  • Minimum investment $2,000
  • Investments from three months
  • Interest paid at maturity
  • Interest calculated daily on the whole balance and paid into a Beyond Bank Account of your choice.

Medium-Term Deposit

4.65%p.a.
  • Minimum investment $2,000
  • Investments from six months
  • Interest paid at maturity
  • Interest calculated daily on the whole balance and paid into a Beyond Bank Account of your choice.

Long-Term Deposit

4.75%p.a.
  • Minimum investment $2,000
  • Investments from 12 months
  • Interest paid either monthly or annually
  • Interest calculated daily on the whole balance and paid into a Beyond Bank Account of your choice.

Retirement Account.

Retiree account that helps you save and the flexibility of everyday transactions.
Find Out More

monEsaver Internet Savings Account.

Earn interest on your savings, with easy online access to your money.
Find Out More

Farm Management Account.

A great rate just for primary producers, backed by the Government Guarantee.1
Find Out More

Got a question about our accounts?

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Use our term deposit calculator.
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See all your account questions answered in our FAQs.
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Interest rates are current as at 13 February 2024.

^7 Months Special term deposit offer is available for a limited time only and may be withdrawn at any time. For deposits of $2,000 to $5,000,000 based on interest paid at maturity.

Term Deposits less than $2,000 are no longer available. If you currently have a maturing term deposit under $2,000, please contact us to discuss other deposit arrangements.

*You qualify for Life Membership upon achieving a total of 20 years of continuous membership. When you qualify we will notify you in writing in the year after the 20th anniversary of your membership. If you are a Life Member, the bonus rate will be automatically available when you log into Internet or Mobile Banking to open a Term Deposit.

Under the Financial Claims Scheme (FCS), deposits are protected up to a limit of $250,000 for each account holder at each bank, building society and credit union (also known as authorised deposit-taking institutions or ADIs) that is incorporated in Australia and authorised by APRA. Payments under the FCS are subject to a limit for each depositor. See the FCS website for more information at https://www.fcs.gov.au.

Terms, conditions, fees and charges apply. For full details please review our Financial Services Guide, Product Guide and Fees and Charges Guide available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch.

This information has been provided without taking into account any of your objectives, financial situation or needs. Before acquiring any products, you should read the relevant guides to decide if a product is right for you.

All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/ Australian Credit Licence 237 856. © 2023

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