Retirement Account.

Packed with features, a Beyond Bank Retirement Account is perfect to help you keep saving while looking after your everyday banking. A Beyond Bank Retirement Account is available if you:  receive a superannuation pension, are a self-funded retiree, are an age pensioner, or receive the Mature Age Allowance.

Key benefits.

Great rates.

The more you save, the higher the rate of interest.


Keep your cash.

No monthly account-keeping fees.


Secure access.

Cash access via VISA payWave Debit card.

Convenient access.

Online, on your phone, in branch, or Bank@Post.

Great features.

Easy way to save.

  • Ideal for self-funded retirees or in receipt of a superannuation pension, aged pension or mature-age allowance

Online tools that go beyond.

  • Manage your funds 24/7 with our award-winning online and mobile banking — Canstar winners three years in a row
  • Access to our Beyond Finance Manager makes it simple to track, graph and categorise your income, outgoing, spending trends and saving goals.

Stay on top of your savings.

  • Internet banking
  • Mobile banking
  • Telephone banking
  • Beyond Bank branches.

Important rates and fees.

Important rates and fees.

0.01% * p.a. $0 - $4,999
0.20% * p.a. $5,000 - $48,599
1.00% * p.a. $48,600 +

Fees may be charged for some services. Please refer to the Fees and Charges Guide for full details. 1

Retirement planning that goes beyond.

At Beyond Bank, it's important that you feel informed and supported when you're looking to retire. We can assist you to make the most of your retirement with a tailored plan that works for you. Let us help you to maximize any eligible payments, minimize your tax obligations, and build your superannuation funds.

Other great accounts you may like.

Term Deposits.

Secure, guaranteed, high-interest, fixed-term deposit options.
Find Out More

monEsaver High Interest Savings Account.

High interest with flexible access to your money anytime.
Find Out More

Still have questions?

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Interest rates are current as at 24/03/2020.

* Interest is calculated daily on portions of the balance within each tier.  Interest is paid on the last day of each month.

The above information has been prepared without taking account of your objectives, financial situation or need. Before acquiring this product, you should consider its appropriateness for you, having regard to your objectives, financial situation and needs. For full terms, conditions, fees and charges, please review our Financial Services GuideProduct Guide and Fees and Charges Guide. These guides are available on our website and will be provided at the time of acquiring the product. Interest rates are subject to change without notice. Products and services are provided by Beyond Bank Australia Ltd. ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856.

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For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

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