Retirement Account

Enjoy life. Know you’re being looked after with a Retirement Account from Beyond Bank.

A Retirement Account is a transaction account for retirees or people receiving an age pension. The account helps you to save while looking after your everyday transactions.

We love to share the wealth. That’s why Beyond Bank is a mutual bank. Our profits go towards our customers and community projects, not share market investors. Join the bank that gives back.

For balances between 5,000-48,599

A Retirement Account is available to anyone who:

  • Is in receipt of a superannuation pension, or
  • Is a self-funded retiree, or
  • Is an age pensioner, or in receipt of the Mature Age Allowance.



0.25 %† p.a.
1.00 %* p.a.
2.05 %‡ p.a.
2.00 p.a.
Interest is calculated daily on portions of your balance and paid monthly.


Your fee allowance gives you credit toward your monthly fees. It’s determined by how long you’ve been a Beyond Bank customer and how much your portfolio is worth.

Refer to our Fees and Charges booklet for more information.


People also read

Looking for a smart, safe way to invest your money?

Beyond Bank Term Deposits offer security and peace of mind for your savings.

Find Out More

Need help planning your retirement?

We have a wealth of information available on pensions and tax-effective plans for retirees.

Find Out More

* Interest rate is current as of 02/01/2018.
† Interest rate is current as of 05/10/2017.
‡ Interest rate is current as of 02/01/2018.
§ Interest rate is current as of 05/10/2017.

Before acquiring the product, you should consider if it is right for you. For full terms, conditions, fees and charges please view our Financial Services Guide, Product Guide and Fees and Charges Guide. These guides are available upon request, can be viewed on our website and will be provided at the time of acquiring the product. Interest rates are subject to change without notice.

Share this page


For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

Continue to Website