Loan Insurance

Apply for loan protection insurance.

Loan insurance protects your Beyond Bank personal loan repayments and gives you peace of mind should the worst happen.

We’re no ordinary bank. Beyond Bank is a mutual bank, which means we don’t serve share market investors. Profits are passed on as savings for our customers and support for community projects. Join the bank that gives back.

Gives you peace of mind.

Call us on 13 25 85


  • Cover for 24 hours a day; 7 days a week
  • Death benefit: Up to $80,000 if you die
  • Disability benefit: We will make your monthly loan repayments for as long as you are disabled or until the policy ends
  • Involuntary unemployment benefit:
    • for up to 120 days per claim; or
    • up to a maximum of $10,000 for any one policy period,
      whichever occurs first.

Choice of cover

You can apply for any of the following combinations of cover:

  • Death, disability and unemployment
  • Disability and unemployment
  • Death and disability
  • Disability only
  • Death only


Make a Claim

You can make a claim by calling us on
13 25 85 between 8.30am - 5.30pm Monday to Friday.*

*Australian Central Standard Time Excluding public holidays

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Read our Loan Cover Insurance Product Disclosure Statement and Important Information flyer for more detailed information.

Beyond Bank Australia, a trading name of Community CPS Australia Ltd ABN 15 087 651 143 AFSL /Australian Credit License 237 856 arranges this insurance as agent of the insurer Allianz Australia Insurance Limited (“Allianz”) ABN 15 000 122 850 AFSL 234708. Allianz is the insurer of the Disability cover (Part 2) and Involuntary Unemployment cover (Part 3) and is only responsible for these covers. Allianz Australia Life Insurance Limited (“Allianz Life”) ABN 27 076 033 782 AFSL 296559 is the insurer of the Death cover (Part 1) and is only responsible for this cover. Allianz acts as Allianz Life’s agent in offering and administering the Death cover.

Where insurance premium is paid as part of a loan payment, interest will be payable on that premium.

PremierCare® is a registered trade mark of Beyond Bank Australia.


When we arrange insurance, we may receive a commission from the insurer. The commission is calculated at 20% of the premium you pay, not including any taxes or other government charges.

* Policy benefits and features

Any advice here does not take into account your objectives, financial situation or needs, which you should consider before acting on any of our recommendations. All information regarding the benefits, features or extent of cover provided by any of the policies is provided as a summary only. You should refer to the relevant Product Disclosure Statement (“PDS”) for the full policy terms, conditions, exclusions and limitations. The PDS can be reviewed from this website or you can call us on 13 25 85 and request a copy.

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For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

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