- Covers you for accidental loss or damage anywhere in Australia
- Covers you for accidental loss or damage and for up to 35 days overseas
- Protect most smartphones away from home with Personal Effects Cover from an additional $4 per month#
|What is covered?|
|Accidental loss of or damage to your portable contents in Australia||Yes|
|Accidental loss of or damage to your portable contents anywhere else in the world||Yes (up to 35 days in any one insured period)|
|Only $100 Excess (Policy No Claim Bonus not affected)||Yes|
|Unspecified Personal Effects cover for coverage||Yes
(Option to select preferred ‘per item’ and ‘per claim’ limits from a list of combinations.)
|Specified Personal Effects cover for specific, listed items||Yes|
|Types of items covered||Unspecified Personal Effects Option||Specified Personal Effects Option|
e.g. golf clubs and bicycles
*Not covered whilst in use.
*Not covered whilst in use.
e.g. hearing aids
|Mobile Phones/Smart Phones||No||Yes|
|Handheld game consoles||No||Yes|
|Portable GPS devices||No||Yes|
|Bluetooth headsets/portable car kits||No||Yes|
Fragile glass is excluded from cover.
To make a Personal Effects claim online:
Online, any time
The fastest, easiest way is via the online claim form.
You can submit your Home Insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.
It takes less than 10 minutes to complete the online claim form and once received, a friendly claims consultant will contact you as soon as possible.
Benefits of claiming online:
- Secure form
- No phone queues
- Immediate confirmation number for your reference
- Submit your Home Insurance claim form 24 hours a day, 7 days a week
Submit your claim to our underwriter via the online claim form.
Over the phone - 24 hours a day, 7 days a week claims hotline. Alternatively, you can call 1300 651 777 and a friendly consultant will take you through the claims process.
# Important Information about Personal Effects Cover - Premium amount payable in addition to your home building and/or contents premium. Calculation based on specifying a single mobile phone valued at $1000 as personal effects. Current as of 01/11/2017. Please refer to your PDS for full terms and conditions.
Beyond Bank Australia is a trading name of Community CPS Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit License 237 856. Neither we nor any of our related companies guarantee the benefits payable under the policies or the repayment of any premium. Personal Effects cover is an optional cover with home contents insurance. Home Insurance is provided by Allianz Australia Insurance Limited (“Allianz”) ABN 15 000 122 850 AFSL 234708. We act as an agent of Allianz in arranging this insurance and not as your agent. PremierCare® is a registered trade mark of Beyond Bank Australia.
When we arrange insurance, we may receive a commission from the insurer. The commission is calculated as a percentage of the premium you pay, not including any taxes or other government charges. The amount of commission varies depending on the type of insurance and will be in the range of 0% to 25%. Commission is only payable on premium actually paid. We may also receive a profit share payment based on the profitability of eligible products in our insurance portfolio. Ask us for more details before we provide you with the services.
Policy benefits and features
Any advice here does not take into account your objectives, financial situation or needs, which you should consider before acting on any of our recommendations. All information regarding the benefits, features or extent of cover provided by any of the policies is provided as a summary only. You should refer to the relevant Product Disclosure Statement (“PDS”)