How to make the most of your mobile banking app.

In an era where most of us carry smartphones around in our pockets, banking technology has become better and more accessible than ever before. Case in point is the prevalence of mobile banking apps, which makes it possible to monitor and manage money on the go.

Here at Beyond Bank, we're passionate about modern banking technology - an approach that's seen us named Canstar's Customer Owned Institution of the Year for Mobile & Online Banking for the last three years in a row! Even so, for customers, getting the best out of the mobile banking experience relies on far more than simply downloading a great application. There are a few key steps that users need to take in order to make the process as streamlined and secure as possible.

1. Update the application.

First things first, you'll need to make sure you're using the most up-to-date version of your banking app. There are always new features being rolled out to improve the customer experience, and without keeping your app updated, you could be missing out on all sorts of different tools to bank smarter and safer.

More importantly, new security measures that keep your finances safe often come as part of these updates. This means that if you haven't downloaded the latest version, you could be putting your accounts at risk.

2. Enable fingerprint access.

One of the most innovative elements of mobile phone technology that we've seen rolled out in recent years is fingerprint access. This is far more secure than a simple password or pin number, which can easily be guessed - particularly if you use the same number for multiple applications or bank cards.

For banking apps, fingerprint access is a huge benefit. Not only does it provide an extra level of security when checking your accounts on the go, it's also faster. Fingerprint access can also be enabled as part of a mobile digital wallet such as Apple1, Google2 or Samsung Pay3, meaning you won't even need to worry about taking a bank card with you when you’re out and about.


By completing these simple steps, you can rest easy knowing that your mobile banking experience is as secure and simple as possible. To find out more about the huge benefits that come with a great banking app, contact Beyond Bank today.

This information has been provided without taking into account your objectives, financial situation or needs. Before acting on this information, you should consider its appropriateness, having regard to your objectives, financial situation and needs.


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1 Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see here.

2 Google Pay is available on all non-rooted Android devices (Lollipop 5.0+). For full Terms and Conditions, view here.  

For a full list of compatible Samsung Pay devices and Terms and Conditions, visit here.

This information has been provided without taking into account any of your objectives, financial situation or needs. You should consider whether it is suitable for your circumstances before acquiring this product. 

All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2023.

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