Interest rates, fees and charges.
|$0 - $19,999||0.01% p.a.|
|$20,000 +||0.05% p.a.|
|Monthly Account Keeping Fee||Free|
|Branch over the counter cash deposits||Free|
|Osko/PAY ID Fee||Free|
|BPAY performed using Internet, Mobile or Telephone Banking||Free|
|Transfers using Mobile Banking||Free|
|Transfers between accounts with us using Internet Banking or the Account Information Line and addressed by BSB and account number||Free|
|Personal cheque withdrawals||Free|
|Eftpos purchases (inc. with or without cash out)||$0.90|
|Visa purchases with cashout||$0.90|
|Branch over the counter cash withdrawals or cheque encashment||$3.00|
|Staff-assisted transfers & BPAY payments*||$3.00|
|PayTo payments using Internet Banking||$1.00|
|Internet Banking external batch payment per transaction in the batch||$0.20|
|Transfers between accounts with us using Internet Banking or the Account Information Line and addressed by PayID||$1.00|
|Transfers to accounts at another financial institution using Internet Banking||$1.00|
|Electronic external periodic payments||$1.50|
|Cheque deposits (per item)||$0.60|
|Declined EFTPOS or Visa Debit transactions~ – one free per relationship per month then:||$0.40|
|Visa Debit card or rediCARD overseas ATM withdrawals||$4.50|
|International Transaction Fee²||3.0% of the value of the transaction|
View our Fees and Charges Guide for the full details of other transaction and service fees that may apply.
^Withdrawals and enquiries at Australian and overseas ATMs may incur an ATM operator fee charged by the ATM operator.
* Interest rates are current as at 21 November 2023.
Interest is calculated daily on the whole balance and paid monthly.
~A declined transaction occurs in the following circumstances:
- Insufficient funds in the account
- Incorrect Personal Identification Number (PIN) entered; or
- Number of PIN tries exceeded.
Before acquiring the product, you should consider if it is right for you. For full terms, conditions, fees and charges please view our Financial Services Guide, Product Guide and Fees and Charges Guide. These guides are available upon request, can be viewed on our website and will be provided at the time of acquiring the product. Interest rates are subject to change without notice.
This information has been provided without taking into account any of your objectives, financial situation or needs. Before acquiring any products you should read the relevant guides to decide if a product is right for you.
All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2023.