Key benefits.
The Business Investment Loan gives you the freedom to grow your business and take advantage of investment opportunities when they come up. Our Business Investment Loan offers a competitive, flexible interest rate, fast approval process and flexible access to your funds.
Flexible loan options, choose between a variable or fixed rate or choose to split between both.
No fees for making extra repayments1
Flexible access to funds.
Features.
- Tailored to your business needs, choose between Principal and Interest or Interest Only Repayments
- Flexible repayment options, choose how, when and how much you pay
- Low establishment and no monthly account fee
- Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.
Interest rates.*
| New Business Variable Rate | Interest Rate (%p.a.) |
|---|---|
| New Business Variable Rate | 6.69% p.a |
| Business Investment Loan | Interest Rate (%p.a.) |
|---|---|
| Variable Reference Rate | 8.19% p.a |
| New Business Variable Rate | 6.69% p.a |
| 1 year - fixed | 6.69% p.a |
| 2 year - fixed | 6.69% p.a |
| 3 year - fixed | 6.69% p.a |
| 4 year - fixed | 6.99% p.a |
| 5 year - fixed | 6.99% p.a |
Business Investment Loan
Variable Reference Rate
- Interest Rate (%p.a.)
- 8.19% p.a
New Business Variable Rate
- Interest Rate (%p.a.)
- 6.69% p.a
1 year - fixed
- Interest Rate (%p.a.)
- 6.69% p.a
2 year - fixed
- Interest Rate (%p.a.)
- 6.69% p.a
3 year - fixed
- Interest Rate (%p.a.)
- 6.69% p.a
4 year - fixed
- Interest Rate (%p.a.)
- 6.99% p.a
5 year - fixed
- Interest Rate (%p.a.)
- 6.99% p.a
| Business Investment Loan - Commerical Security | Interest Rate (%p.a.) |
|---|---|
| Variable Reference Rate | 8.19% p.a |
| Commercial Secured Variable Rate | 7.49% p.a |
| Commercial Secured 1-Year Fixed | 7.49% p.a |
| Commercial Secured 2-Year Fixed | 7.49% p.a |
| Commercial Secured 3-Year Fixed | 7.49% p.a |
| Commercial Secured 4-Year Fixed | 7.79% p.a |
| Commercial Secured 5-Year Fixed | 7.79% p.a |
Business Investment Loan - Commerical Security
Variable Reference Rate
- Interest Rate (%p.a.)
- 8.19% p.a
Commercial Secured Variable Rate
- Interest Rate (%p.a.)
- 7.49% p.a
Commercial Secured 1-Year Fixed
- Interest Rate (%p.a.)
- 7.49% p.a
Commercial Secured 2-Year Fixed
- Interest Rate (%p.a.)
- 7.49% p.a
Commercial Secured 3-Year Fixed
- Interest Rate (%p.a.)
- 7.49% p.a
Commercial Secured 4-Year Fixed
- Interest Rate (%p.a.)
- 7.79% p.a
Commercial Secured 5-Year Fixed
- Interest Rate (%p.a.)
- 7.79% p.a
Fees and charges.
| Business Loan Establishment Fee | $595 |
| Loan Settlement Fee | $200 |
| Loan Variation Documentation Fee | $595 |
| Progress Payment Fee | $35 |
| Rate Variation Fee | $150 |
| Mortgage Discharge, Settlement or Partial Discharge Fee | $350 |
| Search Fee | $35 |
| Other (Other up-front fees including property valuation fees, progress inspection fee and other government fees and charges may also apply.) | At cost |
View our Fees and Charges Guide for the full details. Other up-front fees including government charges may apply based on the loan and application type and can be advised on application.
How to apply.
Talk to one of our Business Banking specialists today.
Who can apply?
Business Investment Loan is available to business customers. When you acquire this product you will automatically become a member of Beyond Bank Australia and become a part-owner of the bank.
More banking solutions.
* Interest rates are current as at 26 March 2024.
A margin may apply on top of the base rate depending on the borrower and the type of security provided.
1 You can make additional repayments of up to $25,000 per year during the fixed rate period.
Terms, conditions, lending criteria, fees and charges apply. Full details are available at the time of application or by contacting us. All loans are provided by Beyond Bank Australia Ltd. ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856. Interest rates are subject to change without notice.
