Business Overdraft.

Access to money - when you need it.

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A Business Overdraft provides ongoing access to funds, when you need them.

If you’re seeking a revolving line of credit offering flexibility, value and control, our Business Overdraft could be what you need. Use the overdraft to combine your business loan and working capital requirements.1

We’re a mutual bank. That means our profits benefit our customers and communities – not share market investors. Enjoy lower fees, lower lending rates, higher investment rates, better banking products and support for community projects in your local area. Join the bank that gives back. 


Benefits

  • A financial safety net for when you’re a little short of funds
  • Competitive, interest rate
  • No fees for redrawing up to your limit2
  • Limits as small as $10,000
  • No monthly fee – even when not drawndown
  • Fast approval and funding process.

Easy and convenient access to funds with:

Rates

5.80 %† p.a.
Variable Reference Rate

Secured Line of Credit


13.99 %* p.a.
Variable Reference Rate

Unsecured Line of Credit


Fees

Low Establishment and set-up costs and no ongoing monthly fee. Refer to our Fees and Charges booklet for more information.


Talk to Us

We offer specialist business bankers with the expertise to understand your business banking needs, and who care about you and your prosperity. Our personalised, service-driven business bankers can provide you with the right support to achieve your goals and the banking solutions to allow you to get on with business.


Line of Credit Calculator

More business banking solutions


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A Business Loan is a great way to borrow smaller amounts to fund business requirements like financing a new vehicle.

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Need to get a handle on your finaces?

A Beyond Bank Business Transaction Account is the easy way to keep your business finances under control.

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* Interest rate is current as of 31/07/2013.
† Interest rate is current as of 13/06/2018.

Secured against an eligible residential or commercial property. 
2. Refer to our Fees and Charges booklet for more information. 
3. For approved applicants and subject to normal lending criteria.

Business Overdraft is secured by registered mortgage over property.Terms, conditions, lending criteria, fees and charges apply. Full details are available at the time of application or by contacting us. All loans are provided by Beyond Bank Australia, a trading name of Community CPS Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856. Interest rates are subject to change without notice.

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For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

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