Happy man using smart phone while shopping in supermarket and looking at camera.
For and with you
Community Sector

Freedom with salary packaging.

Flexibility to spend your funds when and how you want.

Beyond Bank salary packaging.

Our CBB salary packaging cards remain one of the simplest and most beneficial ways you can save on tax as you don’t need to wait for reimbursements or collate and retain receipts.  Giving you the flexibility of spending your funds when and how you want, without worrying about the paper trail.

We offer a choice of two salary packaging cards.

Salary Packaging card.


A Salary Packaging card (living expenses card) allows an individual to use pre-tax income for purchases associated with everyday living such as groceries, clothes, fuel or pay for expenses like utility bills. The Class Ruling for this product has been approved and published by the ATO (CR 2016/18).

CBB salary packaging card

meal entertainment card

Meal and Entertainment card.


A Meal Entertainment card allows an individual to use pre-tax income for purchases associated with food and entertainment such as dine-in meals at bistros, cafes, hotels and restaurants and pay for holiday accommodation in Australia and overseas. The Class Ruling for this product has been approved and published by the ATO (CR 2016/85).

Young Indian woman using mobile phone at the bar

We make tax-free shopping a breeze.

  • No need to submit claims or receipts
  • Make purchases anywhere in the world where Visa is accepted
  • Access to balances and transaction history via Internet Banking or our Mobile App. Set push notifications on your Mobile App to let you know when your pay has been deposited
  • Simply Tap & Go with payWave technology (PIN may be required depending on the transaction amount).  
Portrait of a GP, looking directly at the camera and smiling. Standing in front of a hospital.

Who can apply?

The card is for personal use by employees who work for an eligible employer under Sections 57A and 65J of the Fringe Benefits Tax Assessment Act 1986. These sections grant eligibility to the following employer organisations:
 
  • Public Benevolent Institutions (charities, etc)
  • Hospitals, Nursing Homes, Government Departments, etc
  • Rebatable Non-for-Profit Organisations.

Important rates, fees and charges.

Fees and Pricing

Monthly fee per card

$3.50

TEXT ME! Fee

$0.26¹

International Transaction Fee²

3% of transaction value

Replacement fee for lost, stolen, captured or damaged card

$10.00

Interest rate

N/A

View our Fees and Charges Guide for the full details of other transaction and service fees that may apply.

How do I apply?

The first step is to contact your salary packaging provider, Community Business Bureau (CBB). Once you have completed your paperwork with them and indicated your interest in having a salary packaging card, they will provide you a link to your Beyond Bank salary packaging card application.

Salary Packaging FAQs.