Credit Card interest rates.

0% for 12 months on balance transfers.¹

Product Purchase Rate p.a. Cash Advance Rate p.a.
Low Rate Visa Card 11.99% p.a 11.99% p.a

Low Rate Visa Card

Purchase Rate p.a.
11.99% p.a
Cash Advance Rate p.a.
11.99% p.a

Enjoy the benefits of our Low Rate Credit Card.

Need help with your credit card?

Check out the most frequently asked questions about credit cards.
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Interest rates are current as at 6 December 2023 and are subject to change.

pinnacle +plus package discounts are available to members with combined balances of $200,000 or more in eligible loans and deposits. Other eligibility criteria, terms and conditions apply.

Terms, conditions, fees and charges, and lending criteria apply to all loans. Full details are available at the time of application or by contacting us. All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit License 237856.

Interest rates are subject to change without notice. Comparison rates are for unsecured loans unless otherwise indicated and are based on a loan of $30,000 with monthly repayments over a term of 5 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

To view all of our interest rates view our Interest rate schedule for Car and Personal Loans, Lines of Credit and Credit Cards.​​​​​​​

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