0% for 12 months on balance transfers.¹

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Credit Card Interest Rates

Low Rate Visa Credit Card

The Low Rate Visa Card offers 0% on balance transfers for 12 months1, to help you pay off your balance sooner, and up to 62 days interest-free on purchases.²

0% for 12 months on balance transfers.¹

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Credit Cards

Product Purchase Rate p.a. Cash Advance Rate p.a.
Low Rate Visa Card 12.49% 19.99%
Freo Low Rate Card 12.49% 19.99%

Interest rate is current as of 06/09/2015. 0% for 12 months on balance transfers¹

Terms and conditions, fees and charges and normal lending criteria apply and are available on request. The advice is general and you should consider if it is suitable for you. For full terms, conditions, fees and charges please view our  Terms & Conditions and Fees and Charges Guide.

To view all of our interest rates view our Interest rate schedule for Car and Personal Loans, Lines of Credit and Credit Cards.​​​​​​​

¹ Offer available for a limited time on new and approved Low Rate Credit Cards. Offer is only available on balances transferred from non-Beyond Bank credit or store cards, minimum balance transfer of $500 applies. Offer must be requested by you within one month of the date your credit card has been funded.  After the balance transfer period any remaining balance will revert to the interest rate for purchases, to view the current rate click here.

² Interest free periods on purchases do not apply if you do not pay your closing balance (which includes any balance transfer) shown on your credit card statement for the current and previous statement periods in full by the applicable due date.

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For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

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