Personal Loan Interest Rates

Learn More About Personal Loan Interest Rates

Looking for a great personal loan with a low interest rate? Our personal loan rates are competitive with the big four banks and will help you achieve your dreams.

We offer a wide range of personal loans that’ll suit your needs. And, with great interest rates and flexible options, you’ll be sure to reach your dreams.

We’re a mutual bank. That means our profits benefit our customers and communities – not share market investors. Enjoy low fees, lower lending rates, high investment rates, better banking products and support for community projects in your local area. Join the bank that gives back.

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Personal Loans

Whether you’re dreaming of a holiday, planning your wedding or fitting out your new home, Beyond Bank can make your dreams come true.

Product Interest Rate (%p.a.) Comparison Rate (%p.a.)
Low Rate Personal Loan 7.99% 8.62%
No Fee Personal Loan 8.89% 8.89%
Flexi Personal Loan Fixed 13.50% 13.76%
Flexi Personal Loan Variable 13.45% 13.71%

Pinnacle Plus Personal Loans

Product Interest Rate (%p.a.) Comparison Rate (%p.a.)
Pinnacle Plus Low Rate Personal Loan 7.49% 7.74%
Pinnacle Plus No Fee Personal Loan 8.39% 8.39%
Pinnacle Plus Flexi Personal Loan 13.00% 13.00%

Line of Credit

Ongoing access to funds, when you need them.

Product Interest Rate (%p.a.) Comparison Rate (%p.a.)
Line of Credit 13.99% N/A%
Wealth Accumulation Account 10.75% N/A%

Current as at 6 September 2016.

pinnacle +plus package discounts are available to members with combined balances of $200,000 or more in eligible loans and deposits. Other eligibility criteria, terms and conditions apply.

Terms, conditions, fees and charges, and lending criteria apply to all loans. Full details are available at the time of application or by contacting us. All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit License 237856.

Interest rates are subject to change without notice. Comparison rates are for unsecured loans unless otherwise indicated and are based on a loan of $30,000 with monthly repayments over a term of 5 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

To view all of our interest rates view our Interest rate schedule for Car and Personal Loans, Lines of Credit and Credit Cards.​​​​​​​

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As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

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