Term Deposits.
Interest paid at maturity
| Amount ($) | 3 Months | 6 Months | 9 Months | 12 Months |
|---|---|---|---|---|
| 2,000-49,999 | 4.35% | 4.65% | 4.65% | 4.85% |
| 50,000-199,999 | 4.40% | 4.70% | 4.70% | 4.90% |
| 200,000-plus | 4.40% | 4.70% | 4.70% | 4.90% |
Amount ($)
2,000-49,999
- 3 Months
- 4.35%
- 6 Months
- 4.65%
- 9 Months
- 4.65%
- 12 Months
- 4.85%
50,000-199,999
- 3 Months
- 4.40%
- 6 Months
- 4.70%
- 9 Months
- 4.70%
- 12 Months
- 4.90%
200,000-plus
- 3 Months
- 4.40%
- 6 Months
- 4.70%
- 9 Months
- 4.70%
- 12 Months
- 4.90%
Interest paid annually
| Amount ($) | 2 Years | 3 Years | 4 Years | 5 Years |
|---|---|---|---|---|
| 2,000-49,999 | 4.35% p.a | 3.95% p.a | 3.95% p.a | 3.95% p.a |
| 50,000-199,999 | 4.40% p.a | 4.00% p.a | 4.00% p.a | 4.00% p.a |
| 200,000-plus | 4.40% p.a | 4.00% p.a | 4.00% p.a | 4.00% p.a |
Amount ($)
2,000-49,999
- 2 Years
- 4.35% p.a
- 3 Years
- 3.95% p.a
- 4 Years
- 3.95% p.a
- 5 Years
- 3.95% p.a
50,000-199,999
- 2 Years
- 4.40% p.a
- 3 Years
- 4.00% p.a
- 4 Years
- 4.00% p.a
- 5 Years
- 4.00% p.a
200,000-plus
- 2 Years
- 4.40% p.a
- 3 Years
- 4.00% p.a
- 4 Years
- 4.00% p.a
- 5 Years
- 4.00% p.a
Interest paid monthly
| Amount ($) | 1 Years | 2 Years | 3 Years |
|---|---|---|---|
| 2,000-49,999 | 4.75% | 4.25% | 3.85% |
| 50,000-199,999 | 4.80% | 4.30% | 3.90% |
| 200,000-plus | 4.80% | 4.30% | 3.90% |
Amount ($)
2,000-49,999
- 1 Year
- 4.75%
- 2 Years
- 4.25%
- 3 Years
- 3.85%
50,000-199,999
- 1 Year
- 4.80%
- 2 Years
- 4.30%
- 3 Years
- 3.90%
200,000-plus
- 1 Year
- 4.80%
- 2 Years
- 4.30%
- 3 Years
- 3.90%
Farm Management Deposit.
Interest paid at maturity
| Amount ($) | 3 Months | 6 Months | 9 Months | 12 Months |
|---|---|---|---|---|
| $2,000-$49,999 | 4.35% | 4.65% | N/A | 4.85% |
| $50,000---$199,999 | 4.40% | 4.70% | N/A | 4.90% |
| $200,000-plus | 4.40% | 4.70% | N/A | 4.90% |
Amount ($)
$2,000-$49,999
- 3 Months
- 4.35%
- 6 Months
- 4.65%
- 9 Months
- N/A
- 12 Months
- 4.85%
$50,000---$199,999
- 3 Months
- 4.40%
- 6 Months
- 4.70%
- 9 Months
- N/A
- 12 Months
- 4.90%
$200,000-plus
- 3 Months
- 4.40%
- 6 Months
- 4.70%
- 9 Months
- N/A
- 12 Months
- 4.90%
Need help with your term deposit?
Interest rates are current as at 21 November 2023.
Interest rates are subject to change without notice. Full terms, conditions, fees and charges are available in our Product Guide, Fees and Charges booklets and supplemental terms applicable to the accounts which are available on request. This information will be provided to you when you open an account. Before acquiring an account, you should consider whether the product is appropriate for you.
Term Deposits for balances under $2,000 for new balances are no longer available. If you currently have an existing Term Deposit under $2,000 please contact us for the current applicable interest rate.
To view all of our interest rates view our interest rate schedule for Savings and Term Deposits.
Government Guaranteed Deposits:
Account holders may be covered by the Commonwealth Government's Financial Claims Scheme. Deposits are subject to a limit. For more information on the Financial Claims Scheme, please visit the FCS website.
