Access your cash. Reduce your interest repayments.
The Mortgage Offset Account can be used as a full transaction or savings account which is linked to an eligible variable home or investment loan. The balance in this account is offset against your loan balance, reducing the interest payable on that loan and helping you save interest and pay off your loan sooner.

Redraw.
24/7 access to funds for everyday expenses via Internet, Mobile or Telephone Banking, using a Visa Debit Card or Cheque Book or personally over the counter during business hours.

Transact.
Open and link multiple offset accounts.1

Contactless payments.
Load your Beyond Bank Visa Debit Card to your phone to make fast and easy transactions using your digital wallet.
Benefits.
- This account can be linked to eligible variable home or investment loans. The balance in this account reduces the interest you pay on your loan
- Send and receive money instantly between eligible accounts with your PayID.
Who can apply?
The Mortgage Offset Account is available to all personal customers with a qualified Beyond Bank home loan. When you acquire this product you will automatically become a member of Beyond Bank Australia and become a part-owner of the bank.
How to apply.
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*Awarded Canstar Customer-Owned Bank of the Year for Mobile Banking and Internet Banking 2016, 2017, 2018, 2019 and 2020 and Mozo Expert Choice 2019 for Excellent Banking App.
1 100% Offset is only available on Variable Rate Home Loans.
The above information has been prepared without taking account of your objectives, financial situation or need. Before acquiring this product, you should consider its appropriateness for you, having regard to your objectives, financial situation and needs.
All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch.
All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2021.