A better home for your loan.

1.79 percent per annum
Interest Rate
3.73 percent per annum
Comparison Rate
Total Home Loan Package 2 Year Fixed Special for new owner-occupied loans ≤ 60% LVR.^
Pre-qualify for your home loan.
Complete our pre-qualification and learn how much you can borrow to buy, refinance or invest.
Learn more

What loan is right for you?

Buying your first home.

First time buying a home? Pretty exciting isn’t it? We’ll help you to understand the home loan process so that you can decide with confidence.
Find out more.

Refinancing your home loan.

If you’re looking around for a new home loan, you might be surprised at how much you’ll save by switching to a Beyond Bank home loan.
Find out more.

Ready to invest in property?

Buying an investment property is a great way to build your portfolio. Talk to our loan specialists and discover the benefits of our Investment Loan.
Find out more.

How much can I borrow?

Get an estimate of how much you can borrow to help with your home loan journey.


What are the next steps?

Pre-qualify for your home loan
Complete our pre-qualification and learn how much you can borrow to buy, refinance or investment.
Learn more
Talk to a loan specialist
If you would like to know more about the home loan process, have a chat with one of our experienced loan specialists today.
Talk to a specialist
Apply online
It's simple really. Make this loan yours with our online application form.

Roy Morgan’s Bank of the Year

As a customer-owned bank, this win is ours to share! (Roy Morgan Annual Customer Satisfaction Awards for 2020).

Interest rates are current as at 18/10/2021. Interest rates are subject to change without notice. 

100% Offset is only available on Variable Rate Home Loans. 

* The comparison rate is calculated based on a secured loan amount of $150,000 over a loan term of 25 years. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

^ Total Home Loan Package 2-Year Fixed is available only to new qualifying loans applied for from 18/10/2021 for owner-occupied purposes (NHFIC Scheme Loans, Parent Equity, Bridging, Building and Construction purposes are not available) and where the LVR is less than or equal to 60% at the time of loan origination. LVR means Loan to Value Ratio.  We will calculate your LVR and determine your eligibility for this rate when we assess your loan. A higher LVR may result in a different interest rate. Minimum loan amount of $50,000 applies. Borrowers who acquired this loan before 18/10/2021 may have different eligibility, interest rate or product attributes. The Total Home Loan Package has an annual fee of $395. We apply the discounted fixed rate on loan settlement date or the date the fixed rate period commences unless a rate lock applies. At the end of the fixed rate period, the interest rate will revert to the prevailing standard variable rate applicable at that time for the remainder of the loan term.

All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch.

All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2021.

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