Building Loan.

3.24 percent per annum
Interest Rate
3.65 percent per annum *
Comparison Rate
Total Home Loan Package. Variable Rate Owner Occupied Home Loans

We believe choosing the right Building Loan should be simple.

 Beyond Bank Building Loan can be customised to suit your needs and comes with structured progress payments which ensure you only pay interest on the funds you need.

Four-month pre-approval.

We can approve your loan three months in advance so you can search for your licensed builder with confidence.


Progress payments.

To a pre-arranged schedule with your builder2

Split your loan.

Combine the stability of a fixed rate of interest with the flexibility of a variable rate of interest.

Benefits and rates.

  • Borrow up to 90% of the completed value of the security property3
  • Loan terms up to 30 years. Maximise your loan term and minimise your regular repayments
  • interest-only repayments during construction. These increase as you make progress payments, but we’ll tell you the amount due each month
  • Make additional repayments4
  • Discounted interest rates available for Pinnacle Plus customers5
  • A pre-approved overdraft limit 6
  • Parent Equity available.
3.24 %* p.a.
Interest rate
3.65 % p.a.
Comparison rate
Total Home Loan Package

Variable Rate Owner Occupied Home Loans Find Out More

Calculate your home loan repayments.

Lender’s Mortgage Insurance.

With the support of Lenders’ Mortgage Insurance (LMI), Beyond Bank may be able to accept a smaller deposit and provide a home loan to you that might not otherwise be available.



Ready to apply?

It’s simple really. Make this home loan yours in as little as 15 minutes with our online application form. 


Not ready to apply?

Have a chat with one of our experienced mobile lenders today. They can meet at your home, work, one of our branches or can chat with you over the phone.


Talk To A Home Loan Specialist

Award Winning Internet and Mobile Banking.

Enjoy outstanding online and mobile banking with your home loan. Easier, simpler and more convenient.

Still have questions about our home loans?

Our friendly Customer Relationship Centre staff are here to assist you. Monday - Friday 8.00am - 8.00pm, Saturday 9.00 - 3.00pm ACST.
Call Us / 13 25 85
Check out the most frequently asked questions about home loans.
Visit FAQs

Interest rates are current as at 07/04/2020. Interest rates are subject to change without notice. 

Interest rates displayed are for a maximum Loan to Value Ratio (LVR) of 90%. Loans where the LVR is above 90% will receive a higher interest rate. Borrowing additional funds to cover fees and other associated loan costs (including capitalised Lenders Mortgage Insurance) may increase your LVR above 90%, if this happens you will receive the higher rate. You can find out what the different interest rates are and what rate you may be eligible for by contacting us. 

1 The loan converts to a variable or fixed rate home loan at the end of the construction period with all the features of those loans available to you.
2. Progress inspections may be required throughout the building process. A fee may be payable for each inspection and progress payment.
3. Lenders Mortgage Insurance is required where the loan is greater than 80% of the value of the security property. This may vary based on the location of the property. 
4. Make up to $25,000 in extra repayments each year for the Fixed Home Loan.
5. Pinnacle +plus package is available to customers with combined balances of $200,000 or more in eligible loans and deposits. Other eligibility, terms and conditions apply. For the period 11/5/2014 to 31/8/14 package benefits apply to all new eligible mortgage secured loans greater than $50,000.
6. Pre-approved overdraft limits up to $5,000 to approved applicants.

Comparison rates are based on a loan of $150.000 with monthly repayments over a term of 25 years. Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Terms, conditions, lending criteria, fees and charges apply. Full details are available at the time of application or by contacting us. All loans are provided by Beyond Bank Australia Ltd. ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856.

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