Building Loan.

3.24 percent per annum
Interest Rate
3.65 percent per annum *
Comparison Rate
Total Home Loan Package. Variable Rate Owner Occupied Home Loans

We believe choosing the right Building Loan should be simple.

 Beyond Bank Building Loan can be customised to suit your needs and comes with structured progress payments which ensure you only pay interest on the funds you need.

Six months pre-approval.

We can approve your loan six months in advance so you can search for your licensed builder with confidence.

donate_125X125

Progress payments.

To a pre-arranged schedule with your builder1

Split your loan.

Combine the stability of a fixed rate of interest with the flexibility of a variable rate of interest.

Benefits and rates.

  • Borrow up to 90% of the completed value of the security property2
  • Loan terms up to 30 years. Maximise your loan term and minimise your regular repayments
  • interest-only repayments during construction. These increase as you make progress payments, but we’ll tell you the amount due each month
  • Make additional repayments3
  • Discounted interest rates available for Pinnacle Plus customers4
  • A pre-approved overdraft limit5
  • Parent Equity available.
3.24 %* p.a.
Interest rate
3.65 % p.a.
Comparison rate
Total Home Loan Package

Variable Rate Owner Occupied Home Loans Find Out More

Calculate your home loan repayments.

Lenders' Mortgage Insurance.

With the support of Lenders’ Mortgage Insurance (LMI), Beyond Bank may be able to accept a smaller deposit and provide a home loan to you that might not otherwise be available.2

 

 

Ready to apply?

It’s simple really. Make this home loan yours in as little as 15 minutes with our online application form. 

 

Not ready to apply?

Have a chat with one of our experienced mobile lenders today. They can meet at your home, work, one of our branches or can chat with you over the phone.

 

Talk To A Home Loan Specialist

Award Winning Internet and Mobile Banking.^

Enjoy outstanding online and mobile banking with your home loan. Easier, simpler and more convenient.

Still have questions about our home loans?

services
Our friendly Customer Relationship Centre staff are here to assist you. Monday - Friday 8.00am - 8.00pm, Saturday 9.00 - 3.00pm ACST.
Call Us / 13 25 85
Check out the most frequently asked questions about home loans.
Visit FAQs

Interest rates are current as at 15/09/2020. Interest rates are subject to change without notice. 

Interest rates are subject to change without notice. 

Interest rates displayed are for a maximum Loan to Value Ratio (LVR) of 90%. Loans, where the LVR is above 90%, will receive a higher interest rate. Borrowing additional funds to cover fees and other associated loan costs (including capitalised Lenders Mortgage Insurance) may increase your LVR above 90%, if this happens you will receive the higher rate. You can find out what the different interest rates are and what rate you may be eligible for by contacting us. 
The loan converts to a variable or fixed rate home loan at the end of the construction period with all the features of those loans available to you.

* The comparison rate is calculated on a $150,000 loan with monthly repayments over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

Progress inspections may be required throughout the building process. A fee may be payable for each inspection and progress payment.

Lenders Mortgage Insurance is required where the loan is greater than 80% of the value of the security property. This may vary based on the location of the property.

Unlimited additional repayments available on Variable Rate Loans. Additional repayments over $25,000 per year to a Fixed Rate term will result in a break cost being payable.

Speak to us to see if you are eligible.

Pre-approved overdraft limits up to $5,000 to approved applicants.

Awarded Canstar Customer-Owned Bank of the Year for Mobile Banking and Internet Banking 2016, 2017, 2018, 2019 and Mozo Expert Choice 2019 for Excellent Banking App.

Terms, conditions, fees and charges apply; these will be provided at application or on request. Normal lending criteria apply. Please review our Financial Services Guide, Product Guide, and Fees and Charges Guide by calling us on 13 25 85 to request a copy or by visiting a branch.

This information has been provided without taking into account any of your objectives, financial situation or needs. You should consider whether it is suitable for your circumstances before acquiring these products. 

All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856. © 2020.


 

Share this page

×