Building Loan.

6.44 percent per annum
Interest Rate
6.79 percent per annum *
Comparison Rate
Total Home Loan Package Variable Rate Owner Occupied Building Loan <80% LVR

We believe choosing the right Building Loan should be simple.

 Beyond Bank Building Loan can be customised to suit your needs and comes with structured progress payments which ensure you only pay interest on the funds you need.

Six months pre-approval.

We can approve your loan six months in advance so you can search for your licensed builder with confidence.


Progress payments.

To a pre-arranged schedule with your builder1

Split your loan.

Combine the stability of a fixed rate of interest with the flexibility of a variable rate of interest.

Benefits and rates.

  • Borrow up to 90% of the completed value of the security property2
  • Loan terms up to 30 years. Maximise your loan term and minimise your regular repayments
  • interest-only repayments during construction. These increase as you make progress payments, but we’ll tell you the amount due each month
  • Make additional repayments3
  • Parent Equity available.
6.44 %* p.a.
Interest rate
6.79 % p.a.
Comparison rate
Total Home Loan Package - Building Loan LVR ≤80%

Variable Rate Owner Occupied Home Loans Find Out More

Calculate your home loan repayments.

Lenders Mortgage Insurance.

With the support of Lenders Mortgage Insurance (LMI), Beyond Bank may be able to accept a smaller deposit and provide a home loan to you that might not otherwise be available.2



Ready to apply?

It’s simple really. Make this home loan yours in as little as 15 minutes with our online application form. 


Not ready to apply?

Have a chat with one of our experienced mobile lenders today. They can meet at your home, work, one of our branches or can chat with you over the phone.


Talk To A Home Loan Specialist

Award Winning Internet and Mobile Banking.^

Enjoy outstanding online and mobile banking with your home loan. Easier, simpler and more convenient.

Still have questions about our home loans?

Our friendly Customer Relationship Centre staff are here to assist you. Monday - Friday 8.00am - 8.00pm, Saturday 9.00am - 3.00pm ACST.
Call Us / 13 25 85
Check out the most frequently asked questions about home loans.
Visit FAQs

Interest rates are applicable to new loan applications received from 29 February 2024 and are subject to change without notice. Terms, conditions and eligibility criteria apply, including minimum lending amounts.

Borrowers who acquired or applied for these products before this date may have a different interest rate.

* The comparison rate is calculated on a $150,000 loan with monthly repayments over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

Progress inspections are required throughout the building process. A fee is payable for each progress inspection.

Lenders Mortgage Insurance is required where the loan is greater than 80% of the value of the security property. This may vary based on the location of the property.

Unlimited additional repayments available on Variable Rate Loans. Additional repayments over $25,000 per year to a Fixed Rate term will result in a break cost being payable.

Awarded Canstar Customer-Owned Bank of the Year for Mobile Banking and Internet Banking 2016, 2017, 2018, 2019, 2020 and Mozo Expert Choice 2019 for Excellent Banking App.

All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at, by calling us on 13 25 85 to request a copy or by visiting a branch.

All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2023.


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