Buying a Holiday Home.

Helping our customers buy property for more than 60 years.

Buying a holiday home can be a life changing decision.

It will provide a place for you to relax and build life-long holiday memories.

At Beyond Bank we are here to help. In fact we’ve been helping our customers buy property for more than 60 years. 

Why choose Beyond Bank?


Redraw payments made in advance at any time through Internet, Mobile and Telephone Banking.2

Flexible loans.

Competitive interest rates, offset1 and redraw2 options .


Save your money.

Choose between fixed rate, Purple Basic Variable or variable package with offset.1 

100% Mortgage Offset Account.

An account linked to your home loan. The balance in this account reduces the interest you pay on your mortgage.1

Key steps in buying a holiday home.

Here are some things to keep in mind when buying a holiday home: 

  • Save your deposit 
  • Create a budget 
  • Research the market 
  • Get a pre-approval 
  • Apply for a home loan 
  • Settlement 

Our Home Loan Specialists that can help you select the right product and navigate the complexities of buying your next holiday home and walk you through each stage of the process with some great tips and advice. 

What might be different about buying a holiday home.

If you’ve bought property before you’ll have a good idea of what’s involved in buying a holiday home. Here are some other things to think about:  

Loan requirements.

Some lenders may have different requirements, such as lower LVRs, when lending for holiday homes. Our Home Loan Specialists can discuss these with you. 

Short term rental

Renting your holiday home can be a great way to create some extra income. There may be regulatory requirements you need to comply with and tax consequences to consider (talk to an accountant or tax adviser). Check with your insurer to make sure you have the insurance cover you need for a short term rental property. 


Talk to an accountant or tax adviser about things like capital gains tax that might be applicable if you sell a holiday home. 

  1. Mortgage Offset Account is available on variable rate loans under the Total Home Loan Package only.
  2. Minimum redraw amounts apply.  An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount. 

All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at, by calling us on 13 25 85 to request a copy or by visiting a branch.  


All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856.  © 2024. 

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