Buying Your Next Home.

We are committed to helping our customers achieve their goals and live the best life they can.

Beyond Bank is one of Australia’s largest customer-owned banks.

We are committed to helping our customers achieve their goals and live the best life they can.

We know that buying your next home is an important goal for many people – whether you are upsizing to accommodate a growing family, downsizing to something smaller or moving into your forever home, we’re here to help. 

Why choose Beyond Bank?


Save your money.

Choose between fixed rate, Purple Basic Variable or variable package with offset.1 

Flexible loans.

Competitive interest rates, offset1 and redraw2 options .

100% Mortgage Offset Account.

An account linked to your home loan. The balance in this account reduces the interest you pay on your mortgage.¹

Redraw options.

Extra repayments can either be withdrawn (no minimum) or you can choose to have a repayment holiday.¹

An expert guide to buying your next home.

We know you’ve done it before, but here are some things to keep in mind during your home buying process: 

  • Your house deposit 
  • Budget 
  • Researching the market 
  • Pre-approval 
  • Applying for a home loan 
  • Settlement. 

Our Home Loan Specialists can help you select the right product and navigate the complexities of buying your next home and walk you through each stage of the process with some great tips and advice. 

  1. Mortgage Offset Account is available on variable rate loans under the Total Home Loan Package only.
  2. Minimum redraw amounts apply.  An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount. 

All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at, by calling us on 13 25 85 to request a copy or by visiting a branch.  

  All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856.  © 2024. 

Back to top

Share this page