First Home Buyers Package.

2.69 percent per annum
Interest Rate
3.81 percent per annum
Comparison Rate
Fixed 3 Year First Home Buyers Total Home Loan Package. Owner occupied, principal & interest, LVR ≤95% & a minimum of $50,000 new money. Conditions apply.
money bags

100% mortgage offset account.

Multiple Offset Accounts can be linked to a Variable Loan.  The balance in this account reduces the interest you pay on your mortgage.1

Parent Equity.

Parent equity option (all you need is a parent willing to “guarantee” part of your loan).



Redraw payments made in advance at any time through Internet, Mobile and Telephone Banking.2


Product. Interest Rate p.a. Comparison Rate p.a.
First Home Buyers Total Home Loan Package Variable 2.99% 3.41%

Still have questions about our home loans?

If you would like to know more about the home loan process, have a chat with one of our experienced loan specialists today.
Talk to a home loan specialist
Check out the most frequently asked questions about home loans.
Visit FAQs
Our friendly Customer Relationship Centre staff are here to assist you. Monday - Friday 8.00am - 8.00pm, Saturday 9.00am - 3.00pm ACST.
Call us / 13 25 85

Popular home loan calculators.

Borrowing Power Calculator

Interest rates are current as at 04/03/2021. Interest rates are subject to change without notice. 

100% Mortgage Offset Account is only available on Variable Rate Home Loans. 

Minimum redraw amount is $500. Redraw in-advance amounts at any time through Internet Banking. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount.

Borrow up to 95% of the value of the security property. Lenders' Mortgage Insurance is required where the loan is greater than 80% of the value of the security property. This may vary based on the location of the property

$1,000 bonus to eligible applicants for funded loans during the term of the promotion for existing and new to bank customers. The offer is limited to one new borrower (or where the loan is in joint names, per joint borrowers). Payment will be transferred to a Beyond Bank account on settlement. The borrower(s) must open a Beyond bank account if they do not have one. This offer may be withdrawn at any time and is not available with any other offer. This offer does not apply to loans sought through the First Home Loan Deposit Scheme. Offer terms and conditions are located here

All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at, by calling us on 13 25 85 to request a copy or by visiting a branch.

All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2021.

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You can open a new account quickly and easily using Internet Banking.

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Welcome back!

Salary Packaging Customers can open a new account quickly and easily using Internet Banking.