First Home Buyers Package.

6.29 percent per annum
Interest Rate
6.64 percent per annum *
Comparison Rate
First Home Buyer Total Home Loan Package Variable^, Principal and Interest, LVR ≤ 95%
money bags

100% mortgage offset account.

Multiple Offset Accounts can be linked to a Variable Loan.  The balance in this account reduces the interest you pay on your mortgage.1

Parent Equity.

Parent equity option (all you need is a parent willing to “guarantee” part of your loan).

redraw

Redraw.

Redraw payments made in advance at any time through Internet, Mobile and Telephone Banking.2

Variable.

Product. Interest Rate p.a. Comparison Rate p.a.
Home Buyer Scheme Total Home Loan Package Variable - LVR <95% 6.29% p.a 6.64% p.a
Home Buyer Scheme Total Home Loan Package Variable - LVR <95% - Building 6.44% p.a 6.79% p.a

Product. - Home Buyer Scheme Total Home Loan Package Variable - LVR <95%

Interest Rate p.a.
6.29% p.a
Comparison Rate p.a.
6.64% p.a

Product. - Home Buyer Scheme Total Home Loan Package Variable - LVR <95% - Building

Interest Rate p.a.
6.44% p.a
Comparison Rate p.a.
6.79% p.a

Bank with Australia’s best.

We are proud to be ranked one of top banks Australia in Forbes 2023 World’s Best Banks. This was based on key metrics such as trust, fees, digital services and financial advice. 

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Still have questions about our home loans?

If you would like to know more about the home loan process, have a chat with one of our experienced loan specialists today.
Talk to a home loan specialist
Check out the most frequently asked questions about home loans.
Visit FAQs
services
Our friendly Customer Relationship Centre staff are here to assist you. Monday - Friday 8.00am - 8.00pm, Saturday 9.00am - 3.00pm ACST.
Call us / 13 25 85

Interest rates are applicable to new loan applications received from 29 February 2024 and are subject to change without notice. Terms, conditions and eligibility criteria apply, including minimum lending amounts.

Borrowers who acquired or applied for these products before this date may have a different interest rate.

*Comparison rates are based on a loan of $150,000 with monthly repayments over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

^This offer is available exclusively to first home buyers participating in the Home Guarantee Scheme only. Eligibility criteria apply to the Home Guarantee Scheme and First Home Guarantee, for more information visit www.nhfic.gov.au . The Total Home Loan Package has an Annual Package Fee of $395. This offer may be withdrawn at any time and is not available with any other offer. Applicants may need to complete a statutory declaration of application or provide evidence of first home buyer status at our request. 95% lend is inclusive of capitalised Lenders Mortgage Insurance (LMI). This offer may be withdrawn at any time and is not available with any other offer.

100% Mortgage Offset Account is only available on Variable Rate Home Loans. 

Minimum redraw amount is $500. Redraw in-advance amounts at any time through Internet Banking. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount.

Please note that transfers made on Internet Banking and Mobile Banking can take up to 24 hours to process. For immediate transfers please call us on 13 25 85 or visit a branch.

Borrow up to 95% of the value of the security property. Lenders Mortgage Insurance is required where the loan is greater than 80% of the value of the security property and not participating in the Home Guarantee Scheme (HGS). This may vary based on the location of the property.

All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch.

All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2023.

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