First Home Buyers Package.

2.59 percent per annum
Interest Rate
3.78 percent per annum
Comparison Rate
Fixed 3 Year First Home Buyers Total Home Loan Package. Must be participating in the First Home Loan Deposit Scheme, Owner occupied, principal & interest, LVR ≤95% & a minimum of $50,000 new money. Conditions apply.
money bags

100% mortgage offset account.

Multiple Offset Accounts can be linked to a Variable Loan.  The balance in this account reduces the interest you pay on your mortgage.1

Parent Equity.

Parent equity option (all you need is a parent willing to “guarantee” part of your loan).



Redraw payments made in advance at any time through Internet, Mobile and Telephone Banking.2


Product. Interest Rate p.a. Comparison Rate p.a.
First Home Buyers Total Home Loan Package Variable 2.90% p.a 3.32% p.a

Still have questions about our home loans?

If you would like to know more about the home loan process, have a chat with one of our experienced loan specialists today.
Talk to a home loan specialist
Check out the most frequently asked questions about home loans.
Visit FAQs
Our friendly Customer Relationship Centre staff are here to assist you. Monday - Friday 8.00am - 8.00pm, Saturday 9.00am - 3.00pm ACST.
Call us / 13 25 85

Interest rates are current as at 1/07/2021. Interest rates are subject to change without notice. 

100% Mortgage Offset Account is only available on Variable Rate Home Loans. 

Minimum redraw amount is $500. Redraw in-advance amounts at any time through Internet Banking. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount.

Borrow up to 95% of the value of the security property. Lenders' Mortgage Insurance is required where the loan is greater than 80% of the value of the security property and not participating in the First Home Loan Deposit Scheme. This may vary based on the location of the property.

All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at, by calling us on 13 25 85 to request a copy or by visiting a branch.

All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2021.

Share this page


Excellent choice!

Do you already bank with us?

< Back

Welcome back!

You can open a new account quickly and easily using Internet Banking.

< Back

Welcome back!

Salary Packaging Customers can open a new account quickly and easily using Internet Banking.