Key features and rates.
Some people like the security of knowing that their home loan repayments will not change. If you’re one of them, this is the loan for you. With a Beyond Bank Fixed Rate Home Loan you can sit back and relax with knowledge your repayments won’t change (during your fixed-rate term) whether you’re buying a new home or looking to refinance.
Calculate your home loan repayments.
Interest rates are current as at 24/03/2020.
^For full terms, conditions, fees and charges, please review our Financial Services Guide, Product Guide and Fees and Charges Guide.
1. Conditional loan pre-approval is available for a period of 120 days.
2. A Rate Lock fee is applicable if you choose this option. Rate will be held for a maximum 90 days from application date.
3. Lenders Mortgage Insurance is required where the loan is greater than 80% of the value of the security property. This may vary based on the location of the property.
4. Redraws and repayment holidays are subject to approval. Fees applicable for manual redraws from loans. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount.
5. Break costs apply when more than $25,000 is made in additional repayments in one year.
6. Pinnacle +Plus Package is available to customers with a combined balance of $200,000 or more in eligible loans and deposits. Other eligibility, terms and conditions apply.
7. Pre-approved line of credit or Low Rate Credit Card up to $5,000 to approved applicants.
8. Other upfront fees including valuation fees and government charges are payable.
Comparison rates are based on a loan of $150,000 with monthly repayments over a term of 25 years. Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Interests are subject to change without notice.
Terms, conditions, lending criteria, fees and charges apply. Full details are available at the time of application or by contacting us.
This information has been prepared without taking into account of your objectives, financial situation or needs. Before acting on this information, you should consider its appropriateness, having regard to your objectives, financial situation and needs. Interests are subject to change without notice. All loans are provided by Beyond Bank Australia Ltd. ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856.