Fixed Rate Home Loan.

3.84 percent per annum
Interest Rate
4.66 percent per annum *
Comparison Rate
1 year fixed rate owner occupied loan less than 90% LVR.

Key features and rates.

Some people like the security of knowing that their home loan repayments will not change. If you’re one of them, this is the loan for you. With a Beyond Bank Fixed Rate Home Loan you can sit back and relax with knowledge your repayments won’t change (during your fixed-rate term) whether you’re buying a new home or looking to refinance.

donate_125X125

Make Extra Repayments.

Make up to $25,000 in extra repayments each year without penalty.5

Free online redraw.

Withdraw any extra repayments you have made, or you could enjoy a repayment holiday.4

ditch_125X125

Ditch the fees.

No monthly fees.

Rates

3.84 %* p.a.
Interest rate
4.66 % p.a.
Comparison rate
Fixed 1 year
3.84 %† p.a.
Interest rate
4.59 % p.a.
Comparison rate
Fixed 2 year
3.84 %‡ p.a.
Interest rate
4.52 % p.a.
Comparison rate
Fixed 3 year
4.14 p.a.
Interest rate
4.55 % p.a.
Comparison rate
Fixed 4 year
4.14 p.a.
Interest rate
4.51 % p.a.
Comparison rate
Fixed 5 year

Loan reverts to our standard variable rate at the end of the period. View our full home loan interest rates.

Big benefits.

  • 1, 2, 3, 4, or 5-year fixed rates terms
  • Four-month pre-approval so you can search for your home or property with confidence1
  • Guarantee your rate at application, with Rate Lock, so you know the rate you will get at settlement2
  • Borrow up to 90% of the value of the security property
  • Loan terms up to 30 years. Maximise your loan term and minimise your regular repayments
  • Split your loan. Combine the stability of a fixed rate of interest with the flexibility of a variable rate of interest
  • Flexible principal and interest repayment options. Choose your payment frequency from weekly to monthly
  • Four-month pre-approval so you can search for your home or property with confidence1

  • A pre-approved overdraft limit or Low Rate Credit Card7
  • Parent Equity available.

Fees.^

  • Establishment fee: $4455
  • Settlement fee: $200
  • Monthly service fee: $0

Calculate your home loan repayments.

Lender’s Mortgage Insurance.

With the support of Lenders’ Mortgage Insurance (LMI), Beyond Bank may be able to accept a smaller deposit and provide a home loan to you that might not otherwise be available.

 

 

Ready to apply?

It’s simple really. Make this home loan yours in as little as 15 minutes with our online application form. 

 

Not ready to apply?

Have a chat with one of our experienced mobile lenders today. They can meet at your home, work, one of our branches or can chat with you over the phone.

 

Talk To A Home Loan Specialist

Award Winning Internet and Mobile Banking.

Enjoy outstanding online and mobile banking with your home loan. Easier, simpler and more convenient.

Still have questions about our home loans?

services
Our friendly Customer Relationship Centre staff are here to assist you. Monday - Friday 8.00am - 8.00pm, Saturday 9.00 - 3.00pm ACST.
Call Us / 13 25 85
Check out the most frequently asked questions about home loans.
Visit FAQs

Interest rates are current as at 30/10/2019.

^For full terms, conditions, fees and charges, please review our Financial Services Guide, Product Guide and Fees and Charges Guide.

1. Conditional loan pre-approval is available for a period of 120 days.

2. A Rate Lock fee is applicable if you choose this option.  Rate will be held for a maximum 90 days from application date.

3. Lenders Mortgage Insurance is required where the loan is greater than 80% of the value of the security property. This may vary based on the location of the property.

4. Redraws and repayment holidays are subject to approval. Fees applicable for manual redraws from loans.

5. Break costs apply when more than $25,000 is made in additional repayments in one year.
6. Pinnacle +Plus Package is available to customers with a combined balance of $200,000 or more in eligible loans and deposits. Other eligibility, terms and conditions apply.
7. Pre-approved line of credit or Low Rate Credit Card up to $5,000 to approved applicants.
8. Other upfront fees including valuation fees and government charges are payable.

Comparison rates are based on a loan of $150,000 with monthly repayments over a term of 25 years. Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Interests are subject to change without notice.
Terms, conditions, lending criteria, fees and charges apply. Full details are available at the time of application or by contacting us.

This information has been prepared without taking into account of your objectives, financial situation or needs. Before acting on this information, you should consider its appropriateness, having regard to your objectives, financial situation and needs. Interests are subject to change without notice. All loans are provided by Beyond Bank Australia Ltd. ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856.

Share this page

×

For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

Continue to Website