Key features and rates.
Some people like the security of knowing that their home loan repayments will not change. If you’re one of them, this is the loan for you. With a Beyond Bank Fixed Rate Home Loan you can sit back and relax with knowledge your repayments won’t change (during your fixed-rate term) whether you’re buying a new home or looking to refinance.
Calculate your home loan repayments.
Interest rates are current as at 24/11/2020. Interest rates are subject to change without notice.
*The comparison rate is calculated based on a secured loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1 Repay an additional $25,000 per year on any of the fixed rate terms without fee or penalty. Additional repayments over $25,000 per year to a fixed rate term will result in a break cost being payable.
2 Minimum redraw amount is $500. Free redraw in-advance amounts at any time through Internet Banking and Mobile Banking. Fees apply for staff-assisted redraw. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount.
3 Conditional loan pre-approval is available for a period of 120 days.
4 A rate lock fee is applicable if you choose this option. Rate will be held for a maximum 90 days from the application date.
5 Lenders' Mortgage Insurance is required where the loan is greater than 80% of the value of the security property. This may vary based on the location of the property.
6 Lenders' Mortgage Insurance (LMI) applies when the loan amount is greater than 80% of the value of the security property. This may vary based on the location of the property.
^ Awarded Canstar Customer-Owned Bank of the Year for Mobile Banking and Internet Banking 2016, 2017, 2018, 2019 and 2020 and Mozo Expert Choice 2019 for Excellent Banking App.
All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch.
All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2020.